214 Old Hard Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 214 Old Hard Rd, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,287 sqft · built 2020
Lot Size1.09 acres (47,480 sqft)
Owner2 Individual Names on Record
Tax Bill$4,514 (2025)
Deeds & MortgagesMar 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN05-05-26-014225-005-01

Property Details

APN / Parcel Number

Primary APN05-05-26-014225-005-01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,287 sqft Heated Area
Gross Area2,884 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,480 sqft (1.09 acres)
Garage Area1,230 sqft
Storage Building567 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic

Location & Zoning

Street Address214 OLD HARD RD
CityFLEMING ISLAND
StateFL
Zip32003-7910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 OF SW1/4 AS REC O R 4000 PG 988
Legal Range26
Legal Township05
Legal Section05
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1012
Census Tract30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address214 OLD HARD RD, FLEMING ISLAND, FL 32003-7910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2017
Deed SaleAug 7, 2017
Deed Document Number0004000988
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address214 OLD HARD RD, FLEMING ISLAND, FL 32003-7910
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042922134
DateMar 27, 2020
Book Page4292/2134
Instrument2020016232
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,514.00 (-0.57%) Homeowner's exemption$336,101 (+5.99%)$456,270 (+16.46%) Land $43,700 Building $412,570
2023$4,540.00 (+5.7%) Homeowner's exemption$317,116 (+3%)$391,774 (+14.46%) Land $43,700 Building $348,074
2022$4,295.00 Homeowner's exemption$307,880$342,284 Land $43,700 Building $298,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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