Clay County property record for 268 Old Hard Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,929 sqft · built 1990 |
| Lot Size | 4.51 acres (196,456 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,500 (Oct 2004) |
| Tax Bill | $6,237 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-05-26-014229-001-00 |
| Primary APN | 05-05-26-014229-001-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,929 sqft Living Area |
| Gross Area | 3,754 sqft |
| 1st Floor Area | 2,467 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 196,456 sqft (4.51 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Pool Area | 540 sqft |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 643 sqft |
| Deck Area | 300 sqft |
| Canopy | 720 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 268 OLD HARD RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 S5T5R26 AS REC OR 2447 PG 212; 4018 PG 1613 & 4040 PG 287 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 05 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30707 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 268 OLD HARD RD, FLEMING ISLAND, FL 32003-7910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Feb 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2004 · Amount on Record |
| Deed Sale | Oct 29, 2004 · Amount on Record |
| Deed Document Number | 200483095 |
| Deed Book / Page | 2447 / 212 |
| Last Transfer Date | Dec 19, 2017 |
| Transfer Doc | 0040400287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 268 OLD HARD RD, FLEMING ISLAND, FL 32003-7910 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 268 OLD HARD RD, FLEMING ISLAND, FL 32003-7910 |
| Document Number | 0046030998 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 4603/998 |
| Instrument | 2022028235 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 268 OLD HARD RD, FLEMING ISLAND, FL 32003-7910 |
| Document Number | 0039460803 |
| Book / Page | 003946 / 000803 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 268 OLD HARD RD FLEMING ISLAND FL 320037910, FLEMING ISLAND, FL 32003-7910 |
| Document Number | 0039460803 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 003946/000803 |
| Instrument | 9109 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 21, 2037 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,237.00 (+4.68%) Homeowner's exemption | $449,119 (+5.99%) | $631,380 (+11.67%) Land $180,400 Building $450,980 |
| 2024 | $5,958.00 (-3.26%) | ||
| 2023 | $6,159.00 (+4.92%) Homeowner's exemption | $423,750 (+3%) | $565,391 (+9.52%) Land $180,400 Building $384,991 |
| 2022 | $5,870.00 Homeowner's exemption | $411,408 | $516,229 Land $180,400 Building $335,829 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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