2438 Raptor Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 2438 Raptor Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,620 sqft · built 2016
Lot Size	0.146 acres (6,359 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2017)
Tax Bill	$4,045 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-26-014176-014-06`

Property Details

APN / Parcel Number

Primary APN	`09-05-26-014176-014-06`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,620 sqft Living Area
Gross Area	3,370 sqft
1st Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,359 sqft (0.146 acres)
Garage Type	Attached
Garage Area	630 sqft
Pool Area	378 sqft
Porch	Finished Screened Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2438 RAPTOR RD
City	FLEMING ISLAND
State	FL
Zip	32003-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 EAGLE CREST UNIT TWO ATEAGLE HARBOR AS REC OR 3957 PG 906
Legal Range	26E
Legal Township	05S
Legal Section	09
Legal Subdivision	EAGLE CREST UNIT TWO ATEAGLE HARBOR
Legal Lot Number	6
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3025
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2438 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Mar 30, 2017	Corporation Deed, Subdivision Related Transfer · Conventional Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Prior Sale	May 1, 2016
Deed Document Number	201715558
Deed Book / Page	3957 / 906
Prior Transfer Date	Jun 3, 2016
Prior Transfer Doc	0000027271
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2438 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 RAPTOR RD, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	0044082139
Date	Jan 29, 2021
Book Page	4408/2139
Instrument	2021005761

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2438 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043180300
Date	Jun 15, 2020
Book Page	4318/300
Instrument	2020029381

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

March 2017: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	CLAY FL
Recording Date	Mar 30, 2017
Property Address	2438 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Document Number	0039570906
Book / Page	3957 / 0906
Map Reference	MB57 PG55-59
Instrument Date	Mar 27, 2017
Instrument	2017015558
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 RAPTOR RD, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	2017015559
Date	Mar 30, 2017
Instrument	2017015559

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,045.00 (+4.77%) Homeowner's exemption	$305,402 (+5.99%)	$481,833 (+0.28%) Land $65,000 Building $416,833
2024	$3,861.00 (-38.23%)
2023	$6,251.00 (+5.22%) Homeowner's exemption	$288,151 (+3%)	$480,488 (+30.25%) Land $65,000 Building $415,488
2022	$5,941.00 Homeowner's exemption	$279,759	$368,885 Land $50,000 Building $318,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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