2450 Raptor Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 2450 Raptor Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,051 sqft · built 2016
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$267,000 (Aug 2018)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-26-014176-014-08`

Property Details

APN / Parcel Number

Primary APN	`09-05-26-014176-014-08`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,051 sqft Living Area
Gross Area	2,715 sqft
1st Floor Area	2,051 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,316 sqft (0.145 acres)
Garage Type	Attached
Garage Area	448 sqft
Porch	Finished Screened Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2450 RAPTOR RD
City	FLEMING ISLAND
State	FL
Zip	32003-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 EAGLE CREST UNIT TWO ATEAGLE HARBOR AS REC OR 4113 PG 2196
Legal Range	26E
Legal Township	05S
Legal Section	09
Legal Subdivision	EAGLE CREST UNIT TWO ATEAGLE HARBOR
Legal Lot Number	8
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3025
Census Tract	30701

Owner

2450 Raptor Rd is owned and occupied by an individual who bought it in August 2018.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	2450 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 17, 2022	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Aug 15, 2018	Warranty Deed, Transfer · FHA Mortgage TIAA FSB
Apr 5, 2017	Corporation Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Apr 5, 2017 · Amount on File
Deed Document Number	201842821
Deed Book / Page	4113 / 2196
Prior Transfer Date	Jun 3, 2016
Prior Transfer Doc	0000027271
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2450 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 RAPTOR RD, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	0046881917
Date	Feb 10, 2023
Book Page	4688/1917
Instrument	2023006384

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2450 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 RAPTOR RD, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	0046581006
Date	Oct 17, 2022
Book Page	4658/1006
Instrument	2022061882

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 15, 2018
Property Address	2450 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Document Number	0041132196
Book / Page	004113 / 002196
Instrument Date	Jul 31, 2018
Instrument	42821
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	VANGUARD TITLE AND ESCROW LLC, VANGUARD TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2450 RAPTOR RD FLEMING ISLAND FL 320034522, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	41140001
Date	Aug 15, 2018
Book Page	004114/000001
Instrument	42822

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32246

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

April 2017: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	CLAY FL
Recording Date	Apr 5, 2017
Property Address	2450 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Document Number	0039590968
Book / Page	3959 / 0968
Map Reference	MB57 PG55-59
Instrument Date	Mar 31, 2017
Instrument	2017016707
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,792.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 RAPTOR RD, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	2017016708
Date	Apr 5, 2017
Instrument	2017016708

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2450 Raptor Rd was $2,781 with a homeowner's exemption, up 4.9% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,781.00 (+4.9%) Homeowner's exemption	$222,486	$376,040 Land $65,000 Building $311,040
2024	$2,651.00 (-47.64%)
2023	$5,063.00 (+5.79%) Homeowner's exemption	$209,919 (+3%)	$374,815 (+29.78%) Land $65,000 Building $309,815
2022	$4,786.00 Homeowner's exemption	$203,805	$288,805 Land $50,000 Building $238,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2450 Raptor Rd in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2450 Raptor Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Raptor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures