2412 Raptor Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 2412 Raptor Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 2018
Lot Size	0.241 acres (10,497 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (May 2018)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-05-26-014176-014-01`

Property Details

APN / Parcel Number

Primary APN	`09-05-26-014176-014-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,497 sqft (0.241 acres)
Garage Type	Attached
Garage Area	415 sqft
Porch	Finished Screened Porch
Porch Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2412 RAPTOR RD
City	FLEMING ISLAND
State	FL
Zip	32003-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 EAGLE CREST UNIT TWO ATEAGLE HARBOR AS REC OR 4080 PG 171
Legal Range	26E
Legal Township	05S
Legal Section	09
Legal Subdivision	EAGLE CREST UNIT TWO ATEAGLE HARBOR
Legal Lot Number	1
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3025
Census Tract	30701

Owner

2412 Raptor Rd is owned and occupied by an individual who bought it in May 2018.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	2412 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
May 2, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on File
Deed Sale	May 2, 2018 · Amount on File
Prior Sale	May 1, 2016
Deed Document Number	201822483
Deed Book / Page	4080 / 171
Prior Transfer Date	Jun 3, 2016
Prior Transfer Doc	0000027271
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2412 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Document Number	0043260807
Instrument Date	Jun 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2412 RAPTOR RD FLEMING ISLAND FL 320034522, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	0043260807
Date	Jul 7, 2020
Book Page	004326/000807
Instrument	33415

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 2, 2018
Property Address	2412 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Document Number	0040800171
Book / Page	4080 / 0171
Map Reference	MB57 PG55-59
Instrument Date	Apr 8, 2018
Instrument	2018022483
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 RAPTOR RD, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	2018022484
Date	May 2, 2018
Instrument	2018022484

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2412 Raptor Rd was $2,181 with exemptions applied, up 5.2% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,181.00 (+5.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$193,199	$324,328 Land $65,000 Building $259,328
2024	$2,074.00 (-53.83%)
2023	$4,492.00 (+4.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$182,287 (+3%)	$323,060 (+30.41%) Land $65,000 Building $258,060
2022	$4,294.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$176,978	$247,726 Land $50,000 Building $197,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2412 Raptor Rd in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2412 Raptor Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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