2424 Raptor Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 2424 Raptor Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,601 sqft · built 2016
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Feb 2019)
Tax Bill	$2,151 (2023)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-26-014176-014-03`

Property Details

APN / Parcel Number

Primary APN	`09-05-26-014176-014-03`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,601 sqft Living Area
Gross Area	3,141 sqft
1st Floor Area	1,081 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished Screened Porch
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2424 RAPTOR RD
City	FLEMING ISLAND
State	FL
Zip	32003-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 EAGLE CREST UNIT TWO ATEAGLE HARBOR AS REC OR 4167 PG 1001
Legal Range	26E
Legal Township	05S
Legal Section	09
Legal Subdivision	EAGLE CREST UNIT TWO ATEAGLE HARBOR
Legal Lot Number	3
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3025
Census Tract	30701

Owner

2424 Raptor Rd is owned and occupied by an individual who bought it in February 2019.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	2424 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 6, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 25, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS
Jun 28, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Jan 19, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019 · Amount on File
Deed Sale	Feb 25, 2019 · Amount on File
Prior Sale	Jan 19, 2017 · Amount on File
Deed Document Number	20199618
Deed Book / Page	4167 / 1001
Prior Transfer Date	Jun 3, 2016
Prior Transfer Doc	0000027271
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2424 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046371404
Date	Aug 9, 2022
Book Page	4637/1404
Instrument	2022048884

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2424 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045440187
Date	Dec 6, 2021
Book Page	4544/187
Instrument	2021077159

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2424 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Document Number	0042551493
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2424 RAPTOR RD FLEMING ISLAND FL 320034522, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	0042551493
Date	Dec 2, 2019
Book Page	004255/001493
Instrument	63552

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 25, 2019
Property Address	2424 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Document Number	0041671001
Book / Page	004167 / 001001
Instrument Date	Feb 25, 2019
Instrument	9618
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2424 RAPTOR RD FLEMING ISLAND FL 320034522, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	41671003
Date	Feb 25, 2019
Book Page	004167/001003
Instrument	9619

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	2424 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Document Number	0041140821
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2424 RAPTOR RD FLEMING ISLAND FL 320034522, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	0041140821
Date	Aug 16, 2018
Book Page	004114/000821
Instrument	43016

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

January 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 19, 2017
Property Address	2424 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Document Number	0039360104
Book / Page	3936 / 0104
Map Reference	MB57 PG55-59
Instrument Date	Jan 17, 2017
Instrument	2017002907
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2424 RAPTOR RD, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	2017002908
Date	Jan 19, 2017
Instrument	2017002908

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$332,122	$454,092 Land $65,000 Building $389,092
2023	$2,151.00 (+3.71%) Disabled Person's exemption Veteran's exemption	$313,362 (+7.86%)	$452,700 (+33.9%) Land $65,000 Building $387,700
2022	$2,074.00 Disabled Person's exemption Veteran's exemption	$290,517	$338,085 Land $50,000 Building $288,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2424 Raptor Rd in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2424 Raptor Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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