2436 Tram Rd, New Bern, NC 28562 Property Records

Craven County property record for 2436 Tram Rd, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,784 sqft · built 1980
Lot Size	0.782 acres (34,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,500 (Jan 2010)
Tax Bill	$4,214 (2026)
Deeds & Mortgages	Oct 2019 Refinance Mar 2019 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`8-204-1-001`

Property Details

APN / Parcel Number

Primary APN	`8-204-1-001`
Alternative APN	`51618`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,784 sqft Living Area
1st Floor Area	1,648 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	34,045 sqft (0.782 acres)
Garage Type	Attached
Pool Area	512 sqft
Patio Area	295 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	51618
Street Address	2436 TRAM RD
City	NEW BERN
State	NC
Zip	28562-7370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR15
Legal Description	1 OLDE TOWNE SCT 1
Legal Subdivision	OLDE TOWNE
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1008
Census Tract	960402

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2436 TRAM RD, NEW BERN, NC 28562-7370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTERSTATE BANK
Mar 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNION BANK
Dec 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNION BANK
Oct 3, 2019	Warranty Deed, Transfer · Stand-Alone Refinance CENTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2010 · Amount on Record
Deed Sale	Jan 28, 2010 · Amount on Record
Deed Book / Page	2887 / 808
Last Transfer Date	Aug 31, 2010
Transfer Doc	2939/0291
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2436 TRAM RD, NEW BERN, NC 28562-7370
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03586/1872
Date	Oct 3, 2019
Book Page	3586/1872
Instrument	10044362

Lender

Name	CENTERSTATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2436 TRAM RD, NEW BERN, NC 28562-7370
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3564/1269
Date	Mar 20, 2019
Book Page	3564/1269
Instrument	10035221

Lender

Name	UNION BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2436 TRAM RD, NEW BERN, NC 28562-7370
Transaction Type	Mortgage
Record Updated	Jan 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3595/13
Date	Dec 12, 2019
Book Page	3595/13
Instrument	10047654

Lender

Name	UNION BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 3, 2019
Property Address	2436 TRAM RD, NEW BERN, NC 28562-7370
Document Number	3586/1869
Book / Page	3586 / 1869
Instrument Date	Sep 12, 2019
Instrument	10044361
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2436 TRAM RD, NEW BERN, NC 28562-7370

Mortgage

Document Number	3586/1872
Date	Oct 3, 2019
Book Page	3586/1872
Instrument	10044362

Lender

Name	CENTERSTATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,214.00 (+20.5%)	$479,010 (-) Land $83,000 Building $396,010	$479,010 (-) Land $83,000 Building $396,010
2025	$3,497.00 (+1.54%)	$479,010 (+16.74%) Land $83,000 Building $396,010	$479,010 (+16.74%) Land $83,000 Building $396,010
2023	$3,444.00 (+27.32%)	$410,320 (+61.68%) Land $83,000 Building $327,320	$410,320 (+61.68%) Land $83,000 Building $327,320
2022	$2,705.00	$253,790 Land $60,000 Building $193,790
2018			$253,790 Land $60,000 Building $193,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 180 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	232 (1996–2018)
Claims Outside the SFHA	17 of 232
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 154 claims Hurricane Irene, Aug 2011 · 40 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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