Craven County property record for 2432 Tram Rd, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,636 sqft · built 1984 |
| Lot Size | 0.735 acres (32,015 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,489 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 8-204-1-003 |
| Primary APN | 8-204-1-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,636 sqft Living Area |
| 1st Floor Area | 2,636 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,015 sqft (0.735 acres) |
| Garage Type | Attached |
| Storage Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 108310 |
|---|---|
| Street Address | 2432 TRAM RD |
| City | NEW BERN |
| State | NC |
| Zip | 28562-7370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #3 OLDE TOWNE SEC 1 |
| Legal Subdivision | OLDE TOWNE |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960402 |
2432 Tram Rd is owned and occupied by two individuals.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2432 TRAM RD, NEW BERN, NC 28562-7370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 2432 TRAM RD, NEW BERN, NC 28562-7370 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000003530/0000000725 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 0000003530/0000000725 |
| Instrument | 000010020054 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 2432 Tram Rd was $3,489, up 3.7% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,489.00 (+3.75%) | $395,230 (-) Land $83,000 Building $312,230 | $395,230 (-) Land $83,000 Building $312,230 |
| 2025 | $3,363.00 | $395,230 Land $83,000 Building $312,230 | $395,230 Land $83,000 Building $312,230 |
| 2023 | $3,311.00 (+17.2%) | $394,230 (+48.57%) Land $83,000 Building $311,230 | $394,230 Land $83,000 Building $311,230 |
| 2022 | $2,825.00 | $265,350 Land $60,000 Building $205,350 | |
| 2018 | $265,350 Land $60,000 Building $205,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2432 Tram Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 180 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 232 (1996–2018) |
| Claims Outside the SFHA | 17 of 232 |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2432 Tram Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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