2430 Tram Rd, New Bern, NC 28562 Property Records

Craven County property record for 2430 Tram Rd, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,168 sqft · built 1988
Lot Size	0.573 acres (24,981 sqft)
Owner	2 Individual Names on File
Last Sale	$324,000 (Mar 2006)
Tax Bill	$3,602 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`8-204-1-004`

Property Details

APN / Parcel Number

Primary APN	`8-204-1-004`
Alternative APN	`65788`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,981 sqft (0.573 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	65788
Street Address	2430 TRAM RD
City	NEW BERN
State	NC
Zip	28562-7370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 OLDE TOWNE SEC 1
Legal Subdivision	OLDE TOWNE
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1008
Census Tract	960402

Owner

2430 Tram Rd is owned and occupied by two individuals who bought it in March 2006.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2430 TRAM RD, NEW BERN, NC 28562-7370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2006 · Amount on File
Deed Sale	Mar 15, 2006 · Amount on File
Deed Book / Page	2427 / 442
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2430 TRAM RD, NEW BERN, NC 28562-7370
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003700/790
Date	Nov 17, 2021
Book Page	3700/790
Instrument	10087083

Lender

Name	M & T BANK
Type	Bank
Address	14230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2430 Tram Rd was $3,602, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,602.00 (+3.51%)	$408,250 (-) Land $83,000 Building $325,250	$408,250 (-) Land $83,000 Building $325,250
2025	$3,480.00	$408,250 Land $83,000 Building $325,250	$408,250 Land $83,000 Building $325,250
2023	$3,427.00 (+29.86%)	$408,250 (+64.92%) Land $83,000 Building $325,250	$408,250 Land $83,000 Building $325,250
2022	$2,639.00	$247,550 Land $60,000 Building $187,550
2018			$247,550 Land $60,000 Building $187,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2430 Tram Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 180 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	232 (1996–2018)
Claims Outside the SFHA	17 of 232
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 154 claims Hurricane Irene, Aug 2011 · 40 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2430 Tram Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tram Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures