Craven County property record for 2427 Tram Rd, New Bern, NC 28562 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,645 sqft Living Area |
| Lot Size | 41,103 sqft (0.943 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $980,000 (2022) |
| Tax Bill | $8,112.00 (2025) |
| Primary APN | 8-204-1-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,645 sqft Living Area |
| 1st Floor | 3,165 sqft 1st Floor |
| Stories | 2 Stories |
| Interior Structure | Finished/Painted Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Masonry Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 41,103 sqft (0.943 acres) |
| Garage Type | Attached Garage |
| Pool Area | 920 sqft Pool |
|---|---|
| Boat Lift | Boat Lift |
| Boat Access | Boat Access |
| Boat House | 275 sqft Boat House |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 105017 |
|---|---|
| Old Parcel Number | 8-204-1-028 |
| Street Address | 2427 TRAM RD |
| City | NEW BERN |
| State | NC |
| Zip | 28562-7374 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #28 OLDE TOWNE SC1 |
| Legal Subdivision | OLDE TOWNE |
| Jurisdiction | CRAVEN NC |
| Minor Civil Division | 8 |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 960402 |
Source: Craven County records · APN 8-204-1-028
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2427 TRAM RD, NEW BERN, NC 28562-7374 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Dec 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 29, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance FIRST CITIZEN B&T CO |
| Mar 29, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FIRST CITIZEN B&T CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Prior Sale | Jan 25, 2008 · Amount on Record |
| Deed Doc Number | 0037301420 |
| Deed Book / Page | 3730 / 1420 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 21, 2022 |
| Property Address | 2427 TRAM RD, NEW BERN, NC 28562-7374 |
| Document Number | 03730/1420 |
| Book / Page | 3730 / 1420 |
| Map Reference | CAB A SL 169-A |
| Instrument Date | Jun 17, 2022 |
| Instrument | 10098863 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4514 GREENVIEW RD, 4514, TRENT WOODS, NC 28562-7634 |
| Name | Verified Name |
|---|---|
| Address | 2427 TRAM RD, NEW BERN, NC 28562-7374 |
| Document Number | 0037301423 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 3730/1423 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 2427 TRAM RD, NEW BERN, NC 28562-7374 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2022 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 2427 TRAM RD, NEW BERN, NC 28562-7374 |
| Document Number | 03705/2103 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 3705/2103 |
| Instrument | 10089202 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 2427 TRAM RD, NEW BERN, NC 28562-7374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3565/1390 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 3565/1390 |
| Instrument | 10035643 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 2427 TRAM RD, NEW BERN, NC 28562-7374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3565/1364 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 3565/1364 |
| Instrument | 10035642 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.9% |
| Type Change Date | Apr 01, 2026 |
| Index | Other |
Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,112.00 (+1.35%) | $963,210 (-) Land $342,500 Building $620,710 | $963,210 (-) Land $342,500 Building $620,710 |
| 2023 | $8,004.00 (+37.83%) | $963,210 (+74.65%) Land $342,500 Building $620,710 | $963,210 (+74.65%) Land $342,500 Building $620,710 |
| 2022 | $5,807.00 | $551,520 Land $194,000 Building $357,520 | |
| 2018 | $551,520 Land $194,000 Building $357,520 |
2427 Tram Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Craven County (37049C), updated January 17, 2025
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 3rd in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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