2426 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 2426 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,082 sqft · built 2013
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Dec 2024)
Tax Bill	$5,745 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500403-0-560`

Property Details

APN / Parcel Number

Primary APN	`500403-0-560`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,082 sqft Living Area
Gross Area	2,698 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2426 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 02 TOWNSHIP 18 RANGE 03 QUARTER 22 PLAT PINECREST MEADOWS DIV 2 LOT 56 TOG/W UND INT IN TRS A THRU D EASE OF RECORD OUT OF 03-18-02-2-027 SEG 2009-0072 JU 7/10/08JU
Legal Range	03
Legal Township	18
Legal Section	02
Legal Subdivision	PINECREST MEADOWS DIV 2
Legal Tract	A
Legal Lot Number	56
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71413

Owner

2426 195th St E is owned and occupied by two individuals who bought it in December 2024.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2426 195TH ST E, SPANAWAY, WA 98387-3450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 4, 2019	Deed of Trust, Mortgage · VA Mortgage RIVER CTY MTG
Nov 13, 2018	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 7, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on File
Deed Sale	Dec 3, 2024 · Amount on File
Prior Sale	Jul 14, 2021 · Amount on File
Deed Document Number	2024254
Prior Transfer Date	Nov 3, 2009
Prior Transfer Doc	0000000492
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2426 195TH ST E, SPANAWAY, WA 98387-3450
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2426 195TH ST E, SPANAWAY, WA 98387-3450

Mortgage

Document Number	0003190306
Date	Mar 19, 2026
Instrument	202603190306

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2046

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 14, 2021
Property Address	2426 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	0007140624
Map Reference	DOC 200806055007
Instrument Date	Jun 30, 2021
Instrument	202107140624
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	RAINIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2426 195TH ST E, SPANAWAY, WA 98387-3450

Mortgage

Document Number	0007140625
Date	Jul 14, 2021
Instrument	202107140625

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2426 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	1911080232
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2426 195TH ST E SPANAWAY WA 983873450, SPANAWAY, WA 98387-3450

Mortgage

Document Number	1911080232
Date	Nov 8, 2019
Instrument	201911080232

Lender

Name	RIVER CTY MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45212

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 13, 2018
Property Address	2426 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	0011130687
Map Reference	DOC200806055007
Instrument Date	Oct 30, 2018
Instrument	201811130687
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,980.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2426 195TH ST E, SPANAWAY, WA 98387-3450

Mortgage

Document Number	0011130688
Date	Nov 13, 2018
Instrument	201811130688

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 7, 2017
Property Address	2426 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	0004070630
Map Reference	DOC200806055007
Instrument Date	Apr 3, 2017
Instrument	201704070630
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,126.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2426 195TH ST E, SPANAWAY, WA 98387-3450

Mortgage

Document Number	0004070631
Date	Apr 7, 2017
Instrument	201704070631

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2426 195th St E was $5,745, up 4.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,745.00 (+4.06%)	$494,100 (-3.12%) Land $144,900 Building $349,200	$494,100 (-3.12%) Land $144,900 Building $349,200
2025	$5,521.00 (+3.2%)	$510,000 (+11.4%) Land $151,600 Building $358,400	$510,000 (+11.4%) Land $151,600 Building $358,400
2024	$5,350.00 (-5.16%)	$457,800 (-7.2%) Land $151,600 Building $306,200	$457,800 (-7.2%) Land $151,600 Building $306,200
2023	$5,641.00	$493,300 Land $143,800 Building $349,500	$493,300 Land $143,800 Building $349,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2426 195th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2426 195th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Lightcurve, Verizon.

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