Hamilton County property record for 2385 Observatory Ave, Cincinnati, OH 45208
| Property Type | Condominium |
|---|---|
| Details | 7 bd · 4 ba · 3,440 sqft · built 1916 |
| Lot Size | 0.862 acres (37,565 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $10,329 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-0002-0067-00 |
| Primary APN | 047-0002-0067-00 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,440 sqft Living Area |
| 1st Floor Area | 2,774 sqft |
| Attic | Attic |
| Attic Area | 666 sqft |
| Basement Area | 2,774 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Tile |
| Lot Area | 37,565 sqft (0.862 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 179 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2385 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 2385 - 50 % 2383 & 2385 OBSERVATORY CONDOMINIUM |
| Legal Subdivision | OBSERVATORY CONDOMINIUM |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 4900 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2385 OBSERVATORY AVE, CINCINNATI, OH 45208 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 2, 2025 |
| Transfer Doc | 0000001628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2385 OBSERVATORY AVE, CINCINNATI, OH 45208 |
| Document Number | 0000093334 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2385 OBSERVATORY AVE CINCINNATI OH 45208, CINCINNATI, OH 45208 |
| Document Number | 0000093334 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 014031/002465 |
| Instrument | 93334 |
| Name | RAYMOND JAMES BK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,329.00 (+0.15%) | $162,908 (-) Land $31,500 Building $131,408 | $465,450 (-) Land $90,000 Building $375,450 |
| 2024 | $10,314.00 (-0.11%) | $162,908 (-) Land $31,500 Building $131,408 | |
| 2023 | $10,325.00 (-9.84%) | $162,908 (+0.2%) Land $31,500 Building $131,408 | $465,450 (+0.2%) Land $90,000 Building $375,450 |
| 2022 | $11,452.00 | $162,582 Land $43,750 Building $118,832 | |
| 2020 | $464,520 Land $125,000 Building $339,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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