2422 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 2422 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,668 sqft · built 2013
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jan 2025)
Tax Bill	$4,920 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500403-0-550`

Property Details

APN / Parcel Number

Primary APN	`500403-0-550`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,668 sqft Living Area
Gross Area	2,038 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	370 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2422 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 02 TOWNSHIP 18 RANGE 03 QUARTER 22 PLAT PINECREST MEADOWS DIV 2 LOT 55 TOG/W UND INT IN TRS A THRU D EASE OF RECORD OUT OF 03-18-02-2-027 SEG 2009-0072 JU 7/10/08JU
Legal Range	03
Legal Township	18
Legal Section	02
Legal Subdivision	PINECREST MEADOWS DIV 2
Legal Tract	A
Legal Lot Number	55
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71413

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2422 195TH ST E, SPANAWAY, WA 98387-3450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025 · Amount on File
Deed Sale	Jan 2, 2025 · Amount on File
Prior Sale	Sep 28, 2015 · Amount on File
Deed Document Number	2025141
Prior Transfer Date	Nov 3, 2009
Prior Transfer Doc	0000000492
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2422 195TH ST E, SPANAWAY, WA 98387-3450
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 195TH ST E, SPANAWAY, WA 98387-3450

Mortgage

Document Number	0010290385
Date	Oct 29, 2025
Instrument	202510290385

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2422 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	2006240076
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 195TH ST E SPANAWAY WA 983873450, SPANAWAY, WA 98387-3450

Mortgage

Document Number	2006240076
Date	Jun 24, 2020
Instrument	202006240076

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2422 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	2005200055
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 195TH ST E SPANAWAY WA 983873450, SPANAWAY, WA 98387-3450

Mortgage

Document Number	2005200055
Date	May 20, 2020
Instrument	202005200055

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2422 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	1711080088
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 195TH ST E SPANAWAY WA 983873450, SPANAWAY, WA 98387-3450

Mortgage

Document Number	1711080088
Date	Nov 8, 2017
Instrument	201711080088

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2422 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	1711080087
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 195TH ST E SPANAWAY WA 983873450, SPANAWAY, WA 98387-3450

Mortgage

Document Number	1711080087
Date	Nov 8, 2017
Instrument	201711080087

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,920.00 (+3.93%)	$419,800 (+6.98%) Land $144,900 Building $274,900	$419,800 (+6.98%) Land $144,900 Building $274,900
2025	$4,734.00 (+2.65%)
2024	$4,612.00 (-4.26%)	$392,400 (-6.26%) Land $151,600 Building $240,800	$392,400 (-6.26%) Land $151,600 Building $240,800
2023	$4,817.00	$418,600 Land $143,800 Building $274,800	$418,600 Land $143,800 Building $274,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Lightcurve, Verizon.

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