Lorain County property record for 243 Michigan Ave, Elyria, OH 44035 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,980 sqft · built 1961 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,000 (Jun 2019) |
| Tax Bill | $3,605 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-103-026 |
| Primary APN | 06-25-003-103-026 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Upper Floors Area | 1,032 sqft |
| Basement Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 143 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Porch | Open Frame Porch |
| Porch Area | 60 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 243 MICHIGAN AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIV HTS SUB 1 55.01 X 142.81 |
| Legal Subdivision | UNIV HTS SUB 1 |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 112-3 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-003-103-026
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Jun 14, 2019 | Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Mar 23, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK/WV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Prior Sale | Sep 08, 1997 · Amount on Record |
| Deed Document Number | 2019718354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 243 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000007659 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024-0007659 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 21, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 14, 2019 |
| Property Address | 243 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Document Number | 0000718354 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 718354 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | AMERICAN/KINGDOM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $596.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 243 MICHIGAN AVE ELYRIA OH 440357135, ELYRIA, OH 44035-7135 |
| Document Number | 718355 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 718355 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 243 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Document Number | 0000667663 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 243 MICHIGAN AVE ELYRIA OH 440357135, ELYRIA, OH 44035-7135 |
| Document Number | 0000667663 |
|---|---|
| Date | Apr 09, 2018 |
| Instrument | 667663 |
| Name | HUNTINGTON NAT'L BK/WV |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,605.00 Homeowner's exemption | $76,040 (+%) Land $12,100 Building $63,940 | $217,250 (-) Land $34,570 Building $182,680 |
| 2024 | $3,605.00 (+29.49%) | $76,038 (+50.99%) Land $12,100 Building $63,938 | $217,250 (+50.99%) Land $34,570 Building $182,680 |
| 2023 | $2,784.00 (+0.65%) | $50,358 (%) Land $10,556 Building $39,802 | $143,880 (-) Land $30,160 Building $113,720 |
| 2022 | $2,766.00 | $50,360 Land $10,560 Building $39,800 | |
| 2021 | $143,880 Land $30,160 Building $113,720 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930711003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 3% of the US · above 15% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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