Lorain County property record for 251 Michigan Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1962 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $133,700 (Aug 2003) |
| Tax Bill | $3,887 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-103-028 |
| Primary APN | 06-25-003-103-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,175 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 206 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 60 sqft |
| Canopy | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 251 MICHIGAN AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 1 54.58 X 206.11 S/L 110-11 |
| Legal Subdivision | UNIVERSITY HEIGHTS SUBDIVISION #1 |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 110-1 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 71100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 251 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 12, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2003 · Amount on Record |
| Deed Sale | Aug 29, 2003 · Amount on Record |
| Deed Document Number | 2003005505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 251 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 251 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Document Number | 0000913978 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023-0913978 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 251 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 251 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Document Number | 0000912286 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023-0912286 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,887.00 | $82,550 (-0.01%) Land $14,430 Building $68,120 | $235,870 (-) Land $41,240 Building $194,630 |
| 2024 | $3,887.00 (+33.67%) | $82,555 (+54.67%) Land $14,434 Building $68,121 | $235,870 (+54.67%) Land $41,240 Building $194,630 |
| 2023 | $2,908.00 (+0.35%) | $53,375 (-0.01%) Land $12,586 Building $40,789 | $152,500 (-) Land $35,960 Building $116,540 |
| 2022 | $2,898.00 | $53,380 Land $12,590 Building $40,790 | |
| 2021 | $152,500 Land $35,960 Building $116,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures