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220 Michigan Ave, Elyria, OH 44035 Property Records

Lorain County property record for 220 Michigan Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,936 sqft · built 1961
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Sep 2025)
Tax Bill$4,835 (2025)
Deeds & MortgagesMar 2024 Sale
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-25-003-104-015

Property Details

APN / Parcel Number

Primary APN06-25-003-104-015

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,936 sqft Living Area
1st Floor Area898 sqft
2nd Floor Area1,038 sqft
Upper Floors Area1,038 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeFrame
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchOpen Porch
Porch Area186 sqft
Canopy126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address220 MICHIGAN AVE
CityELYRIA
StateOH
Zip44035-7136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIVERSITY HTS 1 47.62 X 120
Legal SubdivisionUNIVERSITY HTS 1 FRNT
Legal Tract25
Legal Block104
Legal Lot Number66
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3010
Census Tract71100

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address220 MICHIGAN AVE, ELYRIA, OH 44035-7136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2024Warranty Deed, Transfer
OS NATIONAL LLC, OS NATIONAL
Dec 18, 2020Grant Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MTG
Nov 1, 2019Reverse Mortgage, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 8, 2025 · Amount on Record
Deed SaleSep 8, 2025 · Amount on Record
Prior SaleJun 5, 2024 · Amount on Record
Deed Document Number2025-0066592
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMar 8, 2024
Property Address220 MICHIGAN AVE, ELYRIA, OH 44035-7136
Document Number0000006213
Map ReferenceVOL 22 PG 16&17
Instrument DateMar 5, 2024
Instrument2024-0006213
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC, OS NATIONAL

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateDec 18, 2020
Property Address220 MICHIGAN AVE, ELYRIA, OH 44035-7136
Document Number0000794440
Instrument DateDec 14, 2020
Instrument794440
Transaction TypeTransfer
Record UpdatedJan 5, 2021
Title CompanyERIEVIEW TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address220 MICHIGAN AVE ELYRIA OH 440357136, ELYRIA, OH 44035-7136

Mortgage

Document Number794441
DateDec 18, 2020
Instrument794441
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2050

Mortgage

Document Number794442,
DateDec 18, 2020
Instrument794442
Lender
NameHOUSING FIN AGCY
Agreement
AmountAmount Recorded

November 2019: Reverse Mortgage, Mortgage

Document TypeReverse Mortgage
JurisdictionLORAIN OH
Recording DateNov 1, 2019
Property Address220 MICHIGAN AVE, ELYRIA, OH 44035-7136
Document Number0000736712
Instrument DateOct 17, 2019
Instrument736712
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 MICHIGAN AVE ELYRIA OH 440357136, ELYRIA, OH 44035-7136

Mortgage

Document Number736713
DateNov 1, 2019
Instrument736713
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term780 Months
DueOct 31, 2084
Interest
Rate TypeAdjustable Rate
Rate5.74%

Mortgage

Document Number736714,
DateNov 1, 2019
Instrument736714
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term780 Months
DueOct 31, 2084
Interest
Rate TypeAdjustable Rate
Rate5.74%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,835.00$97,800 (%) Land $11,240 Building $86,560$279,430 (-) Land $32,110 Building $247,320
2024$4,835.00 (+92.55%)$97,801 (+112.24%) Land $11,239 Building $86,562$279,430 (+112.24%) Land $32,110 Building $247,320
2023$2,511.00 (+0.4%)$46,081 (+%) Land $5,159 Building $40,922$131,660 (-) Land $14,740 Building $116,920
2022$2,501.00$46,080 Land $5,160 Building $40,920
2021$131,660 Land $14,740 Building $116,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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