225 Michigan Ave, Elyria, OH 44035 Property Records

Lorain County property record for 225 Michigan Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,922 sqft · built 1961
Lot Size0.169 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$105,000 (Jun 1994)
Tax Bill$3,680 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-25-003-103-022

Property Details

APN / Parcel Number

Primary APN06-25-003-103-022

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,922 sqft Living Area
1st Floor Area988 sqft
2nd Floor Area790 sqft
Upper Floors Area790 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area80 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address225 MICHIGAN AVE
CityELYRIA
StateOH
Zip44035-7135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIVERSITY HTS SUB 1 FRNT 0060.00 DPTH 0125.00
Legal SubdivisionUNIVERSITY HTS SUB 1 FRNT
Legal Tract25
Legal Block103
Legal Lot Number116-7
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3009
Census Tract71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address225 MICHIGAN AVE, ELYRIA, OH 44035-7135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Oct 11, 2018Deed of Trust, Mortgage · Conventional with PMI
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 1994 · Amount on Record
Deed SaleJun 16, 1994 · Amount on Record
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address225 MICHIGAN AVE, ELYRIA, OH 44035-7135
Transaction TypeMortgage
Record UpdatedMar 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 MICHIGAN AVE, ELYRIA, OH 44035-7135

Mortgage

Document Number0000867125
DateMar 17, 2022
Instrument2022-0867125
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address225 MICHIGAN AVE, ELYRIA, OH 44035-7135
Document Number0000691378
Instrument DateOct 11, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address225 MICHIGAN AVE ELYRIA OH 440357135, ELYRIA, OH 44035-7135

Mortgage

Document Number0000691378
DateOct 17, 2018
Instrument691378
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueOct 16, 2033

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,680.00$78,140 (%) Land $11,140 Building $67,000$223,260 (-) Land $31,820 Building $191,440
2024$3,680.00 (+28.45%)$78,141 (+48.58%) Land $11,137 Building $67,004$223,260 (+48.58%) Land $31,820 Building $191,440
2023$2,865.00 (+0.35%)$52,592 (+%) Land $9,713 Building $42,879$150,260 (-) Land $27,750 Building $122,510
2022$2,855.00$52,590 Land $9,710 Building $42,880
2021$150,260 Land $27,750 Building $122,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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