243 Mass Ave, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 243 Mass Ave, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1961
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Nov 2005)
Tax Bill	$6,737 (2025)
Deeds & Mortgages	Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HARV M:24 B:12`

Property Details

APN / Parcel Number

Primary APN	`HARV M:24 B:12`
Alternative APNs	`M:024.0 P:0012-0000.0` `1250240001200000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1250240001200000
Street Address	243 MASS AVE
City	HARVARD
State	MA
Zip	01451-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1023
Census Tract	761401

Owner

243 Mass Ave is owned and occupied by an individual who acquired it in September 2020.

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	243 MASS AVE, HARVARD, MA 01451-1737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2005 · Amount on File
Deed Sale	Nov 10, 2005 · Amount on File
Deed Book / Page	37776 / 35
Last Transfer Date	Sep 4, 2020
Transfer Doc	63220-122
Record Updated	Jun 8, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Sep 10, 2020
Property Address	243 MASS AVE, HARVARD, MA 01451-1737
Document Number	63220-122
Book / Page	63220 / 122
Instrument Date	Sep 4, 2020
Instrument	103899
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	243 MASS AVE, HARVARD, MA 01451-1737

Mortgage

Document Number	63220-127
Date	Sep 10, 2020
Book Page	63220/127
Instrument	103901

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 243 Mass Ave was $6,737, up 5% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,737.00 (+5.04%)	$430,500 (-) Land $202,400 Building $228,100
2024	$6,414.00 (-2.14%)	$430,500 (+9.1%) Land $202,400 Building $228,100	$537,985
2023	$6,554.00	$394,600 Land $194,000 Building $200,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 Mass Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Mass Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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