Worcester County and Harvard Town property record for 177 Mass Ave, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,790 sqft · built 1850 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,600 (Nov 2010) |
| Tax Bill | $11,896 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:23 B:16 |
| Primary APN | HARV M:23 B:16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,790 sqft Living Area |
| Gross Area | 6,550 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 129,373 sqft (2.97 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1250230001600000 |
|---|---|
| Street Address | 177 MASS AVE |
| City | HARVARD |
| State | MA |
| Zip | 01451-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 16 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 761401 |
177 Mass Ave is owned and occupied by two individuals who bought it in November 2010.
Source: Worcester County and Harvard Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 177 MASS AVE, HARVARD, MA 01451-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH CENTRAL MASS DEV |
| Jul 22, 2021 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2010 · Amount on File |
| Deed Sale | Nov 23, 2010 · Amount on File |
| Deed Document Number | 2010131899 |
| Deed Book / Page | 46697 / 288 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 177 MASS AVE, HARVARD, MA 01451-1709 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068139-362 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 68139/362 |
| Instrument | 95297 |
| Name | NORTH CENTRAL MASS DEV |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 177 MASS AVE, HARVARD, MA 01451-1709 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0065670-78 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 65670/78 |
| Instrument | 102250 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 177 MASS AVE, HARVARD, MA 01451-1709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62875-335 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 62875/335 |
| Instrument | 80933 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 177 Mass Ave was $11,896, up 7.8% from the year before.
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,896.00 (+7.77%) | $760,100 (+2.61%) Land $250,800 Building $509,300 | |
| 2024 | $11,038.00 (+1.14%) | $740,800 (+12.74%) Land $250,800 Building $490,000 | $734,350 |
| 2023 | $10,914.00 | $657,100 Land $241,300 Building $415,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 177 Mass Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 177 Mass Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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