196 Mass Ave, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 196 Mass Ave, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,984 sqft · built 1970
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$573,000 (Mar 2019)
Tax Bill	$11,926 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:023.0 P:0030-0001.0`

Property Details

APN / Parcel Number

Primary APN	`M:023.0 P:0030-0001.0`
Alternative APNs	`HARV M:23 B:30 L:1` `1250230003000010`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
Gross Area	4,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	66,647 sqft (1.53 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1250230003000010
Street Address	196 MASS AVE
City	HARVARD
State	MA
Zip	01451-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	30
Legal Lot Number	1
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3000
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 MASS AVE, HARVARD, MA 01451-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC
Oct 3, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Mar 15, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE
May 18, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Prior Transfer Date	Mar 1, 2019
Prior Transfer Doc	0000113869
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	196 MASS AVE, HARVARD, MA 01451-1706
Document Number	0000116478
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 MASS AVE HARVARD MA 014511706, HARVARD, MA 01451-1706

Mortgage

Document Number	0000116478
Date	Sep 14, 2020
Instrument	116478

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	196 MASS AVE, HARVARD, MA 01451-1706
Document Number	0000114875
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 MASS AVE HARVARD MA 014511706, HARVARD, MA 01451-1706

Mortgage

Document Number	0000114875
Date	Oct 8, 2019
Instrument	114875

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Mar 15, 2019
Property Address	196 MASS AVE, HARVARD, MA 01451-1706
Document Number	0000113869
Instrument Date	Mar 1, 2019
Instrument	113869
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,612.88
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 MASS AVE HARVARD MA 014511706, HARVARD, MA 01451-1706

Mortgage

Document Number	113870
Date	Mar 15, 2019
Instrument	113870

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	May 18, 2017
Property Address	196 MASS AVE, HARVARD, MA 01451-1706
Document Number	0000110638
Instrument Date	May 15, 2017
Instrument	110638
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Amount	Amount Recorded
Tax	$2,425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 MASS AVE HARVARD MA 014511706, HARVARD, MA 01451-1706

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,926.00 (+8.24%)	$751,500 (+6.75%) Land $229,200 Building $522,300	$855,285 (-)
2025	$11,018.00 (+5.03%)	$704,000 (-) Land $229,200 Building $474,800	$855,285 (+0.31%)
2024	$10,490.00 (-2.69%)	$704,000 (+8.47%) Land $229,200 Building $474,800	$852,625
2023	$10,780.00	$649,000 Land $219,700 Building $429,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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