232 Mass Ave, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 232 Mass Ave, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,476 sqft · built 1982
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (Jun 2026)
Tax Bill	$12,996 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:23 B:29`

Property Details

APN / Parcel Number

Primary APN	`HARV M:23 B:29`
Alternative APNs	`M:023.0 P:0029-0000.0` `1250230002900000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,476 sqft Living Area
Gross Area	4,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,169 sqft (2.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250230002900000
Street Address	232 MASS AVE
City	HARVARD
State	MA
Zip	01451-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	29
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3000
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 MASS AVE, HARVARD, MA 01451-1738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Quit Claim Deed, Transfer · Conventional Mortgage
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PITTSFIELD COOPERATIVE BANK
Aug 14, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PITTSFIELD COOPERATIVE BANK
Dec 14, 2017	Quit Claim Deed, Transfer COMMONWEALTH MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	202653122
Deed Book / Page	73787 / 66
Prior Transfer Date	Jun 24, 2026
Prior Transfer Doc	0000053122
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jun 26, 2026
Property Address	232 MASS AVE, HARVARD, MA 01451-1738
Document Number	0000053122
Book / Page	73787 / 66
Instrument Date	Jun 24, 2026
Instrument	202653122
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 MASS AVE, HARVARD, MA 01451-1738

Mortgage

Date	Jun 26, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	232 MASS AVE, HARVARD, MA 01451-1738
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064914-196
Date	Apr 12, 2021
Book Page	64914/196
Instrument	50325

Lender

Name	PITTSFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Aug 14, 2020
Property Address	232 MASS AVE, HARVARD, MA 01451-1738
Document Number	63023-260
Book / Page	63023 / 260
Instrument Date	Jul 30, 2020
Instrument	90967
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 MASS AVE, HARVARD, MA 01451-1738

Mortgage

Document Number	90968
Date	Aug 14, 2020
Instrument	90968

Lender

Name	PITTSFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Dec 14, 2017
Property Address	232 MASS AVE, HARVARD, MA 01451-1738
Document Number	58185-113
Book / Page	58185 / 113
Instrument	139831
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 MASS AVE, HARVARD, MA 01451-1738

Mortgage

Document Number	581850117
Date	Dec 14, 2017
Instrument	58185/0117

Lender

Name	COMMONWEALTH MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 14, 2048

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,996.00 (+1.66%)	$830,400 (-3.22%) Land $237,300 Building $593,100
2024	$12,784.00 (+2.26%)	$858,000 (+14%) Land $237,300 Building $620,700	$902,215
2023	$12,501.00	$752,600 Land $227,800 Building $524,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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