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243 Davidson Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 243 Davidson Ave, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,746 sqft · built 1972
Lot Size0.319 acres (13,896 sqft)
Owner2 Individual Names on File
Last Sale$789,000 (Aug 2004)
Tax Bill$18,904 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-01504-0000-00020

Property Details

APN / Parcel Number

Primary APN48-01504-0000-00020
Alternative APN
  • 480150400020

Interior

Stories2 Stories
Building Area2,746 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Lot Area13,896 sqft (0.319 acres)
Lot Dimensions122 ft deep x 114 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address243 DAVIDSON AVE
CityRAMSEY
StateNJ
Zip07446-1003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.319AC
Legal SubdivisionBOROUGH/RAMSEY
Legal Block1504
Legal Lot Number20
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2002
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records · APN 48-01504-0000-00020

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address243 DAVIDSON AVE, RAMSEY, NJ 07446-1003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 23, 2004 · Amount on Record
Deed SaleAug 23, 2004 · Amount on Record
Prior SaleAug 03, 2001 · Amount on Record
Deed Book / Page8716 / 10
Prior Transfer DateJun 23, 1993
Prior Transfer Doc7627000799
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address243 DAVIDSON AVE, RAMSEY, NJ 07446-1003
Transaction TypeMortgage
Record UpdatedNov 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050900416
DateSep 25, 2023
Book Page5090/416
Instrument2023062969
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$942,700 (+2.68%) Land $347,900 Building $594,800$942,700 (+2.68%) Land $347,900 Building $594,800
2025$18,904.00 (+2.59%)$918,100 (+40.6%) Land $322,900 Building $595,200$918,100 (+40.6%) Land $322,900 Building $595,200
2024$18,427.00 (+7.58%)
2023$653,000 Land $248,900 Building $404,100$653,000 Land $248,900 Building $404,100
2022$17,128.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1979–1984)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 1984, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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