Bergen County and Ramsey Borough property record for 247 Davidson Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,746 sqft · built 1972 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (May 2011) |
| Tax Bill | $20,351 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01504-0000-00018 |
| Primary APN | 48-01504-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,746 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 13,896 sqft (0.319 acres) |
| Lot Dimensions | 122 ft deep x 114 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 247 DAVIDSON AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.319AC |
| Legal Subdivision | INDIAN VLY ESTATES |
| Legal Block | 1504 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 247 DAVIDSON AVE, RAMSEY, NJ 07446-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2011 · Amount on Record |
| Deed Sale | May 20, 2011 · Amount on Record |
| Deed Document Number | 20117470084 |
| Deed Book / Page | 747 / 84 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 247 DAVIDSON AVE, RAMSEY, NJ 07446-1003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0034531518 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 3453/1518 |
| Instrument | 20-001000 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 247 DAVIDSON AVE, RAMSEY, NJ 07446-1003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0037830296 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 3783/296 |
| Instrument | 20-108303 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 1, 2040 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,014,700 (+2.66%) Land $347,900 Building $666,800 | $1,014,700 (+2.66%) Land $347,900 Building $666,800 | |
| 2025 | $20,351.00 (+0.3%) | $988,400 (+37.47%) Land $322,900 Building $665,500 | $988,400 (+37.47%) Land $322,900 Building $665,500 |
| 2024 | $20,290.00 (+7.59%) | ||
| 2023 | $719,000 Land $248,900 Building $470,100 | $719,000 Land $248,900 Building $470,100 | |
| 2022 | $18,859.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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