Bergen County and Ramsey Borough property record for 241 Davidson Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,746 sqft · built 1972 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Jul 2012) |
| Tax Bill | $21,731 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01504-0000-00021 |
| Primary APN | 48-01504-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,746 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 13,896 sqft (0.319 acres) |
| Lot Dimensions | 122 ft deep x 114 ft wide |
| Street Address | 241 DAVIDSON AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.319AC |
| Legal Subdivision | INDIAN VLY ESTATES |
| Legal Block | 1504 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 241 DAVIDSON AVE, RAMSEY, NJ 07446-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 1, 2017 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2012 · Amount on Record |
| Deed Sale | Jul 11, 2012 · Amount on Record |
| Prior Sale | Dec 27, 2004 · Amount on Record |
| Deed Document Number | 201265856 |
| Deed Book / Page | 1091 / 1168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 241 DAVIDSON AVE, RAMSEY, NJ 07446-1003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0037650496 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 3765/496 |
| Instrument | 20-103057 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 241 DAVIDSON AVE, RAMSEY, NJ 07446-1003 |
| Document Number | 0027001707 |
| Book / Page | 002700 / 001707 |
| Instrument Date | Jul 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 241 DAVIDSON AVE RAMSEY NJ 074461003, RAMSEY, NJ 07446-1003 |
| Document Number | 0027001707 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 002700/001707 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,083,300 (+2.64%) Land $347,900 Building $735,400 | $1,083,300 (+2.64%) Land $347,900 Building $735,400 | |
| 2025 | $21,731.00 (+7.28%) | $1,055,400 (+47.03%) Land $322,900 Building $732,500 | $1,055,400 (+47.03%) Land $322,900 Building $732,500 |
| 2024 | $20,256.00 (+7.59%) | ||
| 2023 | $717,800 Land $248,900 Building $468,900 | $717,800 Land $248,900 Building $468,900 | |
| 2022 | $18,827.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures