Bergen County and Ramsey Borough property record for 242 Davidson Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,746 sqft · built 1972 |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $746,000 (Jun 2020) |
| Tax Bill | $19,941 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01502-0000-00007 |
| Primary APN | 48-01502-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,746 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 12,415 sqft (0.285 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 242 DAVIDSON AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.285AC |
| Legal Subdivision | INDIAN VLY ESTATES |
| Legal Block | 1502 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records · APN 48-01502-0000-00007
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 242 DAVIDSON AVE, RAMSEY, NJ 07446-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 09, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2020 · Amount on Record |
| Deed Sale | Jun 09, 2020 · Amount on Record |
| Deed Document Number | 202056542 |
| Deed Book / Page | 3619 / 283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 242 DAVIDSON AVE, RAMSEY, NJ 07446-1004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050800897 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 5080/897 |
| Instrument | 2023059961 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 09, 2020 |
| Property Address | 242 DAVIDSON AVE, RAMSEY, NJ 07446-1004 |
| Document Number | 0036190283 |
| Book / Page | 3619 / 283 |
| Instrument Date | May 04, 2020 |
| Instrument | 20-056542 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | NORTHERN NJ TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,732.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 242 DAVIDSON AVE, 242, RAMSEY, NJ 07446-1004 |
| Name | Verified Name |
|---|---|
| Address | 242 DAVIDSON AVE, RAMSEY, NJ 07446-1004 |
| Document Number | 20056543 |
|---|---|
| Date | Jun 09, 2020 |
| Instrument | 20-056543 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $994,100 (+2.64%) Land $342,800 Building $651,300 | $994,100 (+2.64%) Land $342,800 Building $651,300 | |
| 2025 | $19,941.00 (+0.49%) | $968,500 (+37.73%) Land $317,800 Building $650,700 | $968,500 (+37.73%) Land $317,800 Building $650,700 |
| 2024 | $19,844.00 (+7.59%) | ||
| 2023 | $703,200 Land $246,400 Building $456,800 | $703,200 Land $246,400 Building $456,800 | |
| 2022 | $18,444.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Based on FCC filings for 272 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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