2428 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2428 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$133,500 (Jun 2018)
Tax Bill	$1,839 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-09-4660`

Property Details

APN / Parcel Number

Primary APN	`8402-01-09-4660`
Alternative APNs	`34180201094660` `02183401094660` `3940610.0` `3940610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	1,368 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	724 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3940610
Street Address	2428 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 9466 & 9467 BLK 307 FLORIDA SHORES NO 10 MB 23 PG 147 PER OR 4447 PG 1508 PER OR 5497 PG 4013 PER OR 6548 PG 1340 PER OR 6551 PG 4938 PER OR 6580 PGS 2046-2047 PER OR 7553 PG 3465 PER OR 8039 PG 3153
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	307
Legal Lot Number	9467
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1014
Census Tract	83006

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2428 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jan 9, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Apr 6, 2011 · Amount on Record
Deed Document Number	2018112133
Deed Book / Page	7553 / 3465
Last Transfer Date	Apr 23, 2021
Transfer Doc	0080393153
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 4, 2018
Property Address	2428 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Document Number	0075533465
Book / Page	7553 / 3465
Map Reference	MB23 PG147
Instrument Date	May 31, 2018
Instrument	2018-112133
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	SURFSIDE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$934.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2428 UMBRELLA TREE DR, 2428, EDGEWATER, FL 32141-4922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922

Mortgage

Document Number	2018112134
Date	Jun 4, 2018
Instrument	2018-112134

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2428 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Document Number	0073491734
Book / Page	007349 / 001734
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2428 UMBRELLA TREE DR EDGEWATER FL 321414922, EDGEWATER, FL 32141-4922

Mortgage

Document Number	0073491734
Date	Jan 17, 2017
Book Page	007349/001734
Instrument	8867

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,218 (+2.7%)	$234,279 (-0.02%) Land $54,000 Building $180,279
2025	$1,839.00 (+0.38%) Homeowner's exemption	$142,374 (+3.61%)	$234,327 (+15.73%) Land $54,000 Building $180,327
2023	$1,832.00 (+2.92%) Homeowner's exemption	$137,409 (+3%)	$202,481 (+13.88%) Land $42,000 Building $160,481
2022	$1,780.00 Homeowner's exemption	$133,407	$177,802 Land $29,600 Building $148,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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