2417 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2417 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1999
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Sep 2024)
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-09-4070`

Property Details

APN / Parcel Number

Primary APN	`8402-01-09-4070`
Alternative APNs	`34180201094070` `3940385.0` `3940385`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3940385.0
Old Parcel Number	34180201094070
Street Address	2417 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 9407 & 9408 EXC E 25 FT BLK 303 FLORIDA SHORES NO 10 MB 23 PG 147 PER OR 4421 PG 0036 PER OR 7721 PG 3502 PER OR 8609 PG
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	303
Legal Lot Number	9407 9408
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1013
Census Tract	83006

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2417 UMBRELLA TREE DR, EDGEWATER, FL 32141-4921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Jul 17, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024 · Amount on Record
Deed Sale	Sep 17, 2024 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	2024181200
Deed Book / Page	8609 / 2004
Record Updated	Jun 8, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 17, 2024
Property Address	2417 UMBRELLA TREE DR, EDGEWATER, FL 32141-4921
Document Number	0086092004
Book / Page	8609 / 2004
Map Reference	MB 23 PG 147
Instrument Date	Sep 13, 2024
Instrument	2024181200
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 LOCUST ST, LUMBERPORT, WV 26386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4680 N 250 W, WEST LAFAYETTE, IN 47906-5523

Mortgage

Document Number	2024181201
Date	Sep 17, 2024
Instrument	2024181201

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2039

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 17, 2019
Property Address	2417 UMBRELLA TREE DR, EDGEWATER, FL 32141-4921
Document Number	0077213502
Book / Page	7721 / 3502
Map Reference	MB 23 PG 147
Instrument Date	Jul 15, 2019
Instrument	2019-140843
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	REALITY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 N MCDONALD AVE # 85, 450, DELAND, FL 32724-3634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 UMBRELLA TREE DR, EDGEWATER, FL 32141-4921

Mortgage

Document Number	2019140844
Date	Jul 17, 2019
Instrument	2019-140844

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,242.00 (+96.48%) Homeowner's exemption	$242,784 (+56.92%) Land $49,680 Building $193,104	$242,784 (+4.4%) Land $49,680 Building $193,104
2023	$2,159.00 (+2.76%) Homeowner's exemption	$154,722 (+3%)	$232,561 (+14.45%) Land $38,640 Building $193,921
2022	$2,101.00 Homeowner's exemption	$150,216	$203,197 Land $27,232 Building $175,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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