2432 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2432 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,380 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on Record
Last Sale	$77,000 (May 2010)
Tax Bill	$624 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-09-4640`

Property Details

APN / Parcel Number

Primary APN	`8402-01-09-4640`
Alternative APNs	`34180201094640` `02183401094640` `3940601.0` `3940601`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Unfinished Open Porch
Porch Area	260 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3940601
Street Address	2432 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 9464 & 9465 BLK 307 FLORIDA SHORES NO 10 MB 23 PG 147 PER OR 5308 PG 0333 PER OR 6189 PGS 1334-1348 INC PER OR 6475 PG 4479 PER OR 8195 PG 0377
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	307
Legal Lot Number	9464
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1014
Census Tract	83006

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2432 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 16, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 28, 2022	Intrafamily Transfer, Transfer VYLLA TITLE LLC, VYLLA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2010 · Amount on Record
Deed Sale	May 17, 2010 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	201087450
Deed Book / Page	6475 / 4479
Last Transfer Date	Nov 24, 2021
Transfer Doc	0081950377
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2432 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922

Mortgage

Document Number	0082664137
Date	Jun 8, 2022
Book Page	8266/4137
Instrument	2022137442

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ORANGE, CA 92866

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Dec 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2432 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922

Mortgage

Document Number	0082204850
Date	Mar 16, 2022
Book Page	8220/4850
Instrument	2022062095

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Dec 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2432 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922

Mortgage

Document Number	0081880034
Date	Jan 14, 2022
Book Page	8188/34
Instrument	2022010999

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Dec 1, 2050

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Jan 28, 2022
Property Address	2432 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922
Document Number	0081950377
Book / Page	8195 / 377
Map Reference	MB 23 PG 147
Instrument Date	Nov 24, 2021
Instrument	2022022004
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	VYLLA TITLE LLC, VYLLA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2432 UMBRELLA TREE DR, EDGEWATER, FL 32141-4922

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,372 (+2.7%)	$233,305 (+1.1%) Land $54,000 Building $179,305
2025	$624.00 (-0.16%) Homeowner's exemption	$73,391 (+5.99%)	$230,758 (+4.84%) Land $54,000 Building $176,758
2023	$625.00 (+0.48%) Homeowner's exemption	$69,246 (+3%)	$220,104 (+13.49%) Land $42,000 Building $178,104
2022	$622.00 Homeowner's exemption	$67,229	$193,934 Land $29,600 Building $164,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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