Frederick County property record for 2425 Mill Race Rd, Frederick, MD 21701 · Last verified September 2023
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2011 |
| Square Footage | 2,997 sqft Total Area |
| Lot Size | 4,086 sqft (0.093 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $485,019 (2011) |
| Tax Bill | $8,935.00 (2023) |
| Primary APN | 02-260107 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 2,997 sqft Total Area |
| Basement Area | 1,025 sqft Basement |
| Finished Basement | 1,025 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,086 sqft (0.093 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Deck Area | 144 sqft Deck |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Account Number | 260107 |
|---|---|
| Street Address | 2425 MILL RACE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6822 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 85 SECTION 7C PLAT 16-4086 SQ FT MILL ISLAND-WORMANS MILL |
| Legal Subdivision | MILL ISLAND/WOMANS MILL SEC 07 |
| Legal Lot Number | 85 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 750802 |
Source: Frederick County records · APN 02-260107
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2425 MILL RACE RD, FREDERICK, MD 21701-6822 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Feb 27, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CARDINAL FINANCIAL COMPANY LP |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2011 · Amount on Record |
| Deed Sale | Jul 14, 2011 · Amount on Record |
| Deed Doc Number | 0000843750 |
| Deed Book / Page | 8437 / 50 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2425 MILL RACE RD, FREDERICK, MD 21701-6822 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Title Company | PRONATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2425 MILL RACE RD, FREDERICK, MD 21701-6822 |
| Document Number | 0162550447 |
|---|---|
| Date | Dec 09, 2022 |
| Book Page | 16255/447 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 856 Months |
| Due | Apr 14, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.41% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2022 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 8.41% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2425 MILL RACE RD, FREDERICK, MD 21701-6822 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0116850094 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 11685/0094 |
| Instrument | 11685-0094 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Mar 01, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2425 MILL RACE RD, FREDERICK, MD 21701-6822 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0133510429 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 13351/0429 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2425 MILL RACE RD, FREDERICK, MD 21701-6822 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0147400089 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 14740/89 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 01, 2050 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,935.00 Homeowner's exemption | $506,433 | $583,700 Land $90,000 Building $493,700 |
2425 Mill Race Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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