2420 Mill Race Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2420 Mill Race Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,865 sqft · built 2007
Lot Size	0.123 acres (5,365 sqft)
Owner	2 Trust Names on File
Last Sale	$580,000 (Aug 2021)
Tax Bill	$10,885 (2025)
Deeds & Mortgages	Feb 2024 Transfer Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-260077`

Property Details

APN / Parcel Number

Primary APN	`02-260077`
Alternative APN	`260077`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,865 sqft Living Area
Gross Area	4,275 sqft
1st Floor Area	1,972 sqft
Basement Area	817 sqft
Finished Basement	817 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,365 sqft (0.123 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	260077
Street Address	2420 MILL RACE RD
City	FREDERICK
State	MD
Zip	21701-6813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 82 SECTION 7C PLAT 16-5365 SQ FT MILL ISLAND-WORMANS MILL
Legal Subdivision	MILL ISLAND/WORMANS MILL SEC
Legal Lot Number	82
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1015
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2420 Mill Race Rd is owner-occupied and held in a trust since January 2024.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2420 MILL RACE RD, FREDERICK, MD 21701-6813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Gift Deed, Transfer
Aug 6, 2021	Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Aug 26, 2009 · Amount on File
Deed Book / Page	15162 / 114
Last Transfer Date	Jan 23, 2024
Transfer Doc	0167630447
Record Updated	Oct 29, 2026

February 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 14, 2024
Property Address	2420 MILL RACE RD, FREDERICK, MD 21701-6813
Document Number	0167630447
Book / Page	16763 / 447
Map Reference	MB 79 PL 73
Instrument Date	Jan 23, 2024
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2420 MILL RACE RD, FREDERICK, MD 21701-6813

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 6, 2021
Property Address	2420 MILL RACE RD, FREDERICK, MD 21701-6813
Document Number	0151620114
Book / Page	15162 / 114
Map Reference	MB 79 PL 73
Instrument Date	Jul 23, 2021
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Tax	$2,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2420 MILL RACE RD, FREDERICK, MD 21701-6813

Tax Assessment & Valuation

The 2025 property tax bill for 2420 Mill Race Rd was $10,885 with a homeowner's exemption, up 3.5% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,867 (+8.68%)	$745,600 (+26.05%) Land $143,300 Building $602,300
2025	$10,885.00 (+3.49%) Homeowner's exemption	$591,500 Land $113,300 Building $478,200	$591,500 Land $113,300 Building $478,200
2024	$10,518.00 (+6.07%)
2023	$9,916.00 Homeowner's exemption	$546,700	$591,500 Land $113,300 Building $478,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2420 Mill Race Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2420 Mill Race Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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