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2426 Mill Race Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2426 Mill Race Rd, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,947 sqft · built 2007
Lot Size0.141 acres (6,118 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Mar 2015)
Tax Bill$9,863 (2025)
Deeds & MortgagesDec 2019 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-260042

Property Details

APN / Parcel Number

Primary APN02-260042
Alternative APN
  • 260042

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,947 sqft Living Area
Gross Area3,378 sqft
1st Floor Area2,117 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,118 sqft (0.141 acres)
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number260042
Street Address2426 MILL RACE RD
CityFREDERICK
StateMD
Zip21701-6813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLOT 79 SECTION 7C PLAT 16-6118 SQ FT MILL ISLAND-WORMANS MILL
Legal SubdivisionMILL ISLAND/WORMANS MILL SEC 07
Legal Lot Number79
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1015
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2426 MILL RACE RD, FREDERICK, MD 21701-6813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
Jun 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2015 · Amount on Record
Deed SaleMar 27, 2015 · Amount on Record
Prior SaleOct 29, 2007 · Amount on Record
Deed Book / Page10451 / 203
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2426 MILL RACE RD, FREDERICK, MD 21701-6813
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0133740297
DateDec 3, 2019
Book Page13374/0297
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2426 MILL RACE RD, FREDERICK, MD 21701-6813
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCOMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2426 MILL RACE RD, FREDERICK, MD 21701-6813

Mortgage

Document Number0149950053
DateJun 16, 2021
Book Page14995/53
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$624,967 (+23.07%)$662,500 (+9.29%) Land $144,100 Building $518,400
2025$9,863.00 (+12.46%)
2023$8,770.00 Homeowner's exemption$507,800$606,200 Land $114,100 Building $492,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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