2429 Mill Race Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2429 Mill Race Rd, Frederick, MD 21701

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 ba · 3,608 sqft · built 2011
Lot Size	0.156 acres (6,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$503,916 (Feb 2011)
Tax Bill	$88 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-260123`

Property Details

APN / Parcel Number

Primary APN	`02-260123`
Alternative APN	`260123`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,288 sqft Gross Area
1st Floor Area	2,110 sqft
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,814 sqft (0.156 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	394 sqft
Deck Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	260123
Street Address	2429 MILL RACE RD
City	FREDERICK
State	MD
Zip	21701-6822
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PND
Legal Description	LOT 87 SECTION 7C PLAT 16-6814 SQ FT MILL ISLAND-WORMANS MILL
Legal Subdivision	MILL ISLAND & WORMANS HILL
Legal Lot Number	87
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1007
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2429 MILL RACE RD, FREDERICK, MD 21701-6822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2011 · Amount on Record
Deed Sale	Feb 25, 2011 · Amount on Record
Deed Book / Page	8256 / 202
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2429 MILL RACE RD, FREDERICK, MD 21701-6822
Document Number	0139060349
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TERRAPIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2429 MILL RACE RD FREDERICK MD 217016822, FREDERICK, MD 21701-6822

Mortgage

Document Number	0139060349
Date	Jul 20, 2020
Book Page	013906/000349

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$719,300 (+23.16%)	$786,900 (+14.79%) Land $140,000 Building $646,900
2025	$88.00
2023	$88.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$584,033	$685,500 Land $90,000 Building $595,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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