Richland County property record for 2424 Ramsgate Dr, Columbia, SC 29210
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,820 sqft · built 1981 |
| Lot Size | 0.349 acres (15,238 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,000 (Jun 2016) |
| Tax Bill | $1,229 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07505-02-41 |
| Primary APN | 07505-02-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,820 sqft Heated Area |
| Gross Area | 2,076 sqft |
| 1st Floor Area | 1,250 sqft |
| Utility Area | 24 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,238 sqft (0.349 acres) |
| Porch | Slab |
| Porch Area | 472 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00120504 |
|---|---|
| Street Address | 2424 RAMSGATE DR |
| City | COLUMBIA |
| State | SC |
| Zip | 29210-6231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 27 BLK E 123.3X133.9X87.2X130 #SU BROAD RIVER ESTATES #PR X-2695 |
| Legal Subdivision | BROAD RIVER ESTATES |
| Legal Block | E |
| Legal Lot Number | 27 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2424 RAMSGATE DR, COLUMBIA, SC 29210-6231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2016 · Amount on Record |
| Deed Sale | Jun 1, 2016 · Amount on Record |
| Prior Sale | Mar 30, 2010 · Amount on Record |
| Deed Document Number | 201639082 |
| Deed Book / Page | 2117 / 1556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 2424 RAMSGATE DR, COLUMBIA, SC 29210-6231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0025992303 |
|---|---|
| Date | Mar 20, 2021 |
| Book Page | 2599/2303 |
| Instrument | 2021017809 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 2424 RAMSGATE DR, COLUMBIA, SC 29210-6231 |
| Document Number | 2208/3605 |
| Book / Page | 002208 / 003605 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2424 RAMSGATE DR COLUMBIA SC 292106231, COLUMBIA, SC 29210-6231 |
| Document Number | 2208/3605 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 002208/003605 |
| Instrument | 33410 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2047 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,229.00 (+12.86%) | $125,900 (+2,774.43%) | $172,200 (+57.26%) Land $12,000 Building $160,200 |
| 2023 | $1,089.00 (+2.25%) | $4,380 (-) | $109,500 (-) |
| 2021 | $1,065.00 | $4,380 | $109,500 Land $9,200 Building $100,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 20 (1991–2024) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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