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2420 Ramsgate Dr, Columbia, SC 29210 Property Records

Richland County property record for 2420 Ramsgate Dr, Columbia, SC 29210

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,218 sqft · built 1981
Lot Size0.3 acres (13,106 sqft)
OwnerIndividual Name on Record
Last Sale$104,500 (Jan 2019)
Tax Bill$1,191 (2025)
Deeds & MortgagesJan 2019 Mortgage
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN07505-02-40

Property Details

APN / Parcel Number

Primary APN07505-02-40
Alternative APNs
  • R07505-02-40
  • 00120498

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,218 sqft Heated Area
Gross Area1,342 sqft
1st Floor Area1,218 sqft
Utility Area30 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2018
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,106 sqft (0.3 acres)
PorchSlab
Porch Area30 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00120498
Street Address2420 RAMSGATE DR
CityCOLUMBIA
StateSC
Zip29210-6231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-MD
Legal DescriptionLOT 26 BLK E 85X130X90X130.8 #SU BROAD RIVER EST #PR X-2695
Legal SubdivisionBROAD RIVER ESTATES
Legal BlockE
Legal Lot Number26
JurisdictionRICHLAND SC
Township / Civil DivisionDUTCH FORK
Census Block Group2
Census Block2043
Census Tract10407

Owner

Source: Richland County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2420 RAMSGATE DR, COLUMBIA, SC 29210-6231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2019Deed of Trust, Mortgage · FHA Mortgage
GUILD MTG
Jan 15, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GUILD MTG
Dec 3, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2019 · Amount on Record
Deed SaleJan 15, 2019 · Amount on Record
Prior SaleMay 1, 2018 · Amount on Record
Deed Document Number20193658
Deed Book / Page2365 / 2192
Prior Transfer DateNov 30, 2018
Prior Transfer Doc0023533891
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address2420 RAMSGATE DR, COLUMBIA, SC 29210-6231
Document Number2365/2979
Instrument DateJan 11, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2420 RAMSGATE DR COLUMBIA SC 292106231, COLUMBIA, SC 29210-6231

Mortgage

Document Number2365/2979
DateJan 16, 2019
Book Page002365/002979
Instrument3799
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2049

January 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateJan 15, 2019
Property Address2420 RAMSGATE DR, COLUMBIA, SC 29210-6231
Document Number2365/2192
Book / Page002365 / 002192
Instrument DateJan 11, 2019
Instrument3658
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$386.65
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2420 RAMSGATE DR COLUMBIA SC 292106231, COLUMBIA, SC 29210-6231

Mortgage

Document Number2365/2195
DateJan 15, 2019
Book Page002365/002195
Instrument3659
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2049

Mortgage

Document Number2365/2997,
DateJan 15, 2019
Book Page002365/002997
Instrument3800
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
AmountAmount Recorded
Term120 Months
DueJan 14, 2029

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateDec 3, 2018
Property Address2420 RAMSGATE DR, COLUMBIA, SC 29210-6231
Document Number2353/3891
Book / Page002353 / 003891
Instrument DateNov 30, 2018
Instrument86126
Transaction TypeTransfer
Record UpdatedDec 20, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address146 RIVER BRIDGE LN LEXINGTON SC 290739779, LEXINGTON, SC 29073-9779
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,191.00 (+12.78%)$120,200 (-)$149,300 (-) Land $12,000 Building $137,300
2024$120,200 (+2,775.6%)$149,300 (+42.87%) Land $12,000 Building $137,300
2023$1,056.00 (+2.42%)$4,180 (-)$104,500 (-)
2021$1,031.00$4,180$104,500 Land $9,200 Building $95,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims20 (1991–2024)
Claims Outside the SFHA1 of 20
Most Recent ClaimFeb 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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