2409 Ramsgate Dr, Columbia, SC 29210 Property Records

Richland County property record for 2409 Ramsgate Dr, Columbia, SC 29210 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1980
Lot Size	0.28 acres (12,235 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Aug 2021)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07506-04-13`

Property Details

APN / Parcel Number

Primary APN	`07506-04-13`
Alternative APNs	`R07506-04-13` `00123235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Heated Area
Gross Area	1,347 sqft
1st Floor Area	1,232 sqft
Utility Area	32 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,235 sqft (0.28 acres)
Porch	Slab
Porch Area	94 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00123235
Street Address	2409 RAMSGATE DR
City	COLUMBIA
State	SC
Zip	29210-6230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BLK F 85X131.5X85X130.9 #SU BROAD RIVER ESTATES #PR 51-6267 X-2695
Legal Subdivision	BROAD RIVER ESTATES
Legal Block	F
Legal Lot Number	22
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2007
Census Tract	10407

Owner

Source: Richland County records · APN 07506-04-13

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2409 RAMSGATE DR, COLUMBIA, SC 29210-6230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Oct 14, 2009 · Amount on Record
Deed Document Number	202156985
Deed Book / Page	2658 / 927
Prior Transfer Date	Sep 08, 2003
Prior Transfer Doc	0848/1369
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 25, 2021
Property Address	2409 RAMSGATE DR, COLUMBIA, SC 29210-6230
Document Number	0026580927
Book / Page	2658 / 927
Map Reference	MB X PG 2695
Instrument Date	Aug 17, 2021
Instrument	2021056985
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 RAMSGATE DR, COLUMBIA, SC 29210-6230

Mortgage

Document Number	2021056986
Date	Aug 25, 2021
Instrument	2021056986

Lender

Name	SIMPLIFIED MORTGAGE SOLUTIONS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00 (+7.52%)	$149,900 (-) Land $12,000 Building $137,900	$149,900 (-) Land $12,000 Building $137,900
2024		$149,900 (+2,578.7%) Land $12,000 Building $137,900	$149,900 (+7.15%) Land $12,000 Building $137,900
2023	$1,290.00 (-41.84%)	$5,596 (+32.61%)	$139,900 (+98.72%)
2021	$2,218.00	$4,220	$70,400 Land $9,200 Building $61,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790104072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force 28 of 33 on primary residences
Nearby Flood Claims	20 (1991–2024)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Feb 2024, rainfall accumulation
Flood Events	Severe Storms And Flooding (Oct 2015), 11 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of South Carolina
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.