Richland County property record for 2416 Ramsgate Dr, Columbia, SC 29210
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,290 sqft · built 1981 |
| Lot Size | 0.298 acres (13,006 sqft) |
| Owner | Company Name on Record |
| Last Sale | $40,000 (Jul 2020) |
| Tax Bill | $2,777 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2020 Construction Loan + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07505-02-39 |
| Primary APN | 07505-02-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,290 sqft Heated Area |
| Gross Area | 1,396 sqft |
| 1st Floor Area | 1,290 sqft |
| Utility Area | 36 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,006 sqft (0.298 acres) |
| Porch | Slab |
| Porch Area | 70 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00120489 |
|---|---|
| Street Address | 2416 RAMSGATE DR |
| City | COLUMBIA |
| State | SC |
| Zip | 29210-6231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 25 BLK E 85X130.8X85X131.6 #SU BROAD RIVER EST #PR X-2695 |
| Legal Subdivision | BROAD RIVER ESTATES |
| Legal Block | E |
| Legal Lot Number | 25 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC |
| Aug 27, 2020 | Deed of Trust, Construction Loan · Construction Mortgage CAROLINA HARD MONEY |
| Jul 1, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Jun 13, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2020 · Amount on Record |
| Deed Sale | Jul 1, 2020 · Amount on Record |
| Deed Document Number | 202032069 |
| Deed Book / Page | 2504 / 2694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 2416 RAMSGATE DR, COLUMBIA, SC 29210-6231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027071774 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 2707/1774 |
| Instrument | 2022002943 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|---|
| Address | LAS VEGAS, NV 89119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 27, 2020 |
| Property Address | 2416 RAMSGATE DR, COLUMBIA, SC 29210-6231 |
| Document Number | 2522/1734 |
| Book / Page | 002522 / 001734 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 43665 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2416 RAMSGATE DR COLUMBIA SC 292106231, COLUMBIA, SC 29210-6231 |
| Document Number | 2522/1734 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 002522/001734 |
| Instrument | 43665 |
| Name | CAROLINA HARD MONEY |
|---|---|
| Address | ROCK HILL, SC 29703 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 26, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 1, 2020 |
| Property Address | 2416 RAMSGATE DR, COLUMBIA, SC 29210-6231 |
| Document Number | 2504/2694 |
| Book / Page | 002504 / 002694 |
| Instrument Date | May 29, 2020 |
| Instrument | 32069 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2416 RAMSGATE DR COLUMBIA SC 292106231, COLUMBIA, SC 29210-6231 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 13, 2019 |
| Property Address | 2416 RAMSGATE DR, COLUMBIA, SC 29210-6231 |
| Document Number | 2401/2631 |
| Book / Page | 002401 / 002631 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 41761 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 KILDARE DR COLUMBIA SC 292094425, COLUMBIA, SC 29209-4425 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,777.00 (+11.04%) | $149,400 (+87.69%) | |
| 2023 | $2,501.00 (+1.3%) | ||
| 2021 | $2,469.00 | $4,780 | $79,600 Land $9,200 Building $70,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 20 (1991–2024) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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