2424 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2424 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,562 sqft · built 1954
Lot Size	0.674 acres (29,369 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Feb 2021)
Tax Bill	$6,646 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`387-0070-01600`

Property Details

APN / Parcel Number

Primary APN	`387-0070-01600`
Alternative APN	`1104463`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,562 sqft Gross Area
1st Floor Area	1,274 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	29,369 sqft (0.674 acres)
Garage Area	1,620 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	180 sqft
Deck Area	280 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1104463
Street Address	2424 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8105
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 1 2 AND 3 SERIAL #
Legal Subdivision	BIRCH POINT
Legal Block	15
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 NEW ALBANY LINKS DR, NEW ALBANY, OH 43054
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 8, 2021	Affidavit of Death of Joint Tenant, Transfer ALL AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	20211403328
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 8, 2021
Property Address	2424 BIRCH POINT RD, TOWER, MN 55790-8105
Document Number	0001403328
Instrument Date	Dec 7, 2020
Instrument	1403328
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	302 NEW ALBANY LINKS DRIVE, NEW ALBANY, OH 43054

Mortgage

Document Number	0001403329
Date	Feb 8, 2021
Instrument	1403329

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Feb 8, 2021
Property Address	2424 BIRCH POINT RD, TOWER, MN 55790-8105
Document Number	0001403327
Instrument Date	Dec 7, 2020
Instrument	1403327
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ALL AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2424 BIRCH POINT RD, TOWER, MN 55790-8105

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,646.00 (+16.51%)
2025	$5,704.00 (+4.66%)	$791,100 (+22.86%) Land $323,700 Building $467,400	$791,100 (+22.86%) Land $323,700 Building $467,400
2024	$5,450.00	$643,900 (+18.47%) Land $243,000 Building $400,900	$643,900 (+18.47%) Land $243,000 Building $400,900
2022		$543,500 Land $200,200 Building $343,300	$543,500 Land $200,200 Building $343,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: AT&T, CTC, T-Mobile, Verizon.

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