St. Louis County property record for 2412 Birch Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1970 |
| Lot Size | 0.419 acres (18,264 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $309,000 (Oct 2005) |
| Tax Bill | $3,186 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0070-01510 |
| Primary APN | 387-0070-01510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Gross Area |
| 1st Floor Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 18,264 sqft (0.419 acres) |
| Deck Area | 260 sqft |
|---|---|
| Cabin | 160 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1168645 |
|---|---|
| Street Address | 2412 BIRCH POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8105 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOTS 9 AND 10 SERIAL # |
| Legal Subdivision | BIRCH POINT TOWN OF GREENWOOD |
| Legal Block | 14 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1255 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 622 MONTROSE RD, SAINT CLOUD, MN 56301-9616 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2005 · Amount on Record |
| Deed Sale | Oct 29, 2005 · Amount on Record |
| Deed Document Number | 2005999674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2412 BIRCH POINT RD, TOWER, MN 55790-8105 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | TRI-COUNTY ABSTRACT, TRI COUNTY ABST |
| Name | Verified Name |
|---|
| Document Number | 0001426526 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 1426526 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,186.00 (+19.59%) | ||
| 2025 | $2,664.00 (+3.5%) | $403,000 (+27.98%) Land $226,800 Building $176,200 | $403,000 (+27.98%) Land $226,800 Building $176,200 |
| 2024 | $2,574.00 | $314,900 (+17.9%) Land $170,400 Building $144,500 | $314,900 (+17.9%) Land $170,400 Building $144,500 |
| 2022 | $267,100 Land $141,900 Building $125,200 | $267,100 Land $141,900 Building $125,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: AT&T, CTC, T-Mobile, Verizon.
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