St. Louis County property record for 2432 Birch Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,132 sqft · built 1923 |
| Lot Size | 0.802 acres (34,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,254 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0070-01690 |
| Primary APN | 387-0070-01690 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Gross Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Rustic |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 34,970 sqft (0.802 acres) |
| Deck Area | 583 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 889155 |
|---|---|
| Street Address | 2432 BIRCH POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8105 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOTS 10 11 AND 12 SERIAL # |
| Legal Subdivision | BIRCH POINT |
| Legal Block | 15 |
| Legal Lot Number | 10-11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1255 |
| Census Tract | 15502 |
Source: St. Louis County records · APN 387-0070-01690
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17102 HEATHERWOOD DR, PAYNESVILLE, MN 56362-9415 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2009 |
| Transfer Doc | 0001118268 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,254.00 (+7.48%) | ||
| 2025 | $3,958.00 (+3.61%) | $539,600 (+14.76%) Land $301,300 Building $238,300 | $539,600 (+14.76%) Land $301,300 Building $238,300 |
| 2024 | $3,820.00 | $470,200 (+18.44%) Land $243,200 Building $227,000 | $470,200 (+18.44%) Land $243,200 Building $227,000 |
| 2022 | $397,000 Land $200,400 Building $196,600 | $397,000 Land $200,400 Building $196,600 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: AT&T, Consolidated Telephone Company, T-Mobile USA, Verizon.
Based on FCC filings for 56 locations within half a mile of this property.
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