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2408 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2408 Birch Point Rd, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 900 sqft · built 1958
Lot Size0.896 acres (39,053 sqft)
OwnerIndividual Name on File
Last Sale$176,960 (Oct 2018)
Tax Bill$4,974 (2026)
Deeds & MortgagesSep 2019 Sale & Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN387-0070-01465

Property Details

APN / Parcel Number

Primary APN387-0070-01465
Alternative APN
  • 867798

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area900 sqft Gross Area
1st Floor Area900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area39,053 sqft (0.896 acres)
Garage Area590 sqft

Exterior Amenities

PorchSlab
Deck Area20 sqft
Cabin256 sqft
Storage Building18 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number867798
Street Address2408 BIRCH POINT RD
CityTOWER
StateMN
Zip55790-8105
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionELY 10 FT OF LOT 4 AND ALL OF LOTS 5 6 7AND 8 SERIAL #
Legal SubdivisionBIRCH POINT PLAT ON LAKE VERMILLION
Legal Block14
Legal Lot Number4-7
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1255
Census Tract15502

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3410 CYPRESS DR, SPRING GROVE, IL 60081-8617
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2019Grant Deed, Transfer · Conventional with PMI
GUARANTEED RATE
Oct 31, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Deed Document Number20181343806
Prior Transfer DateDec 7, 2012
Prior Transfer Doc0000924328
Record UpdatedSep 20, 2026

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateSep 6, 2019
Property Address2408 BIRCH POINT RD, TOWER, MN 55790-8105
Document Number00A1362715
Instrument DateAug 9, 2019
InstrumentA1362715
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,254.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address346 COLUMBIA AVE DES PLAINES IL 600162909, DES PLAINES, IL 60016-2909

Mortgage

Document NumberA1362716
DateSep 6, 2019
InstrumentA1362716
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 5, 2049

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateOct 31, 2018
Property Address2408 BIRCH POINT RD, TOWER, MN 55790-8105
Document Number00A1343806
Instrument DateOct 3, 2018
InstrumentA1343806
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$583.97
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2408 BIRCH POINT RD TOWER MN 557908105, TOWER, MN 55790-8105

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,974.00 (+20.38%)
2025$4,132.00 (+3.51%)$620,700 (+26.34%) Land $415,000 Building $205,700$620,700 (+26.34%) Land $415,000 Building $205,700
2024$3,992.00$491,300 (+19.89%) Land $319,400 Building $171,900$491,300 (+19.89%) Land $319,400 Building $171,900
2022$409,800 Land $260,900 Building $148,900$409,800 Land $260,900 Building $148,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Frontier
DSL		90 / 5

May also be available: AT&T, Consolidated Telephone Company, T-Mobile USA, Verizon.

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