2420 Gardner Rd, Alva, FL 33920 Property Records

Lee County property record for 2420 Gardner Rd, Alva, FL 33920

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,524 sqft · built 1961
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$88,000 (Jun 2003)
Tax Bill$611 (2025)
Flood ZoneZone X (minimal risk)
APN28-43-27-02-00002.0040

Property Details

APN / Parcel Number

Primary APN28-43-27-02-00002.0040
Alternative APNs
  • 27284302000020040
  • 10357099

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,524 sqft Living Area
Gross Area2,075 sqft
1st Floor Area1,296 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions116 ft deep x 85 ft wide
Garage TypeAttached
Garage Area228 sqft

Exterior Amenities

PorchFlorida Room
Porch Area683 sqft
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10357099
Street Address2420 GARDNER RD
CityALVA
StateFL
Zip33920-3832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionRIVER OAKS UNIT 1 BLK.2 PB 12 PG 134 LOT 4
Legal Range27E
Legal Township43S
Legal Section28
Legal SubdivisionRIVER OAKS
Legal Tract02
Legal Block2
Legal Lot Number4
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionFORT MYERS SHORES
Census Block Group4
Census Block4015
Census Tract30300

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2420 GARDNER RD, ALVA, FL 33920-3832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2003 · Amount on Record
Deed SaleJun 9, 2003 · Amount on Record
Deed Book / Page3955 / 748
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,988 (+15.01%)$189,816 (-0.29%) Land $35,111 Building $154,705
2025$611.00 (+18.18%) Homeowner's exemption Widower's exemption$41,726 (-5.35%)$190,377 (+19.94%) Land $32,300 Building $158,077
2023$517.00 (-21.43%) Homeowner's exemption Widower's exemption$44,086 (+3%)$158,722 (+1.58%) Land $15,176 Building $143,546
2022$658.00 Homeowner's exemption Widower's exemption$42,802$156,259 Land $14,152 Building $142,107

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims50 (2001–2024)
Claims Outside the SFHA2 of 50
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 15 claims
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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