2340 Gardner Rd, Alva, FL 33920 Property Records

Lee County property record for 2340 Gardner Rd, Alva, FL 33920

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,299 sqft · built 2003
Lot Size0.437 acres (19,027 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Feb 2021)
Tax Bill$1,824 (2025)
Deeds & MortgagesMay 2025 Mortgage
Jan 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-43-27-02-00002.0080

Property Details

APN / Parcel Number

Primary APN28-43-27-02-00002.0080
Alternative APNs
  • 27284302000020080
  • 10600859
  • 10357103

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,299 sqft Living Area
Gross Area2,070 sqft
1st Floor Area880 sqft
Upper Floors Area419 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleContemporary
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area19,027 sqft (0.437 acres)
Lot Width85 ft Width
Garage TypeAttached
Garage Area371 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area392 sqft
Deck Area380 sqft
Patio Area380 sqft
Shed1 Shed
Shed Area48 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10600859
Street Address2340 GARDNER RD
CityALVA
StateFL
Zip33920-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-2
Legal DescriptionRIVER OAKS UNIT 1 BLK 2 PB 12 PG 134 LOTS 8 + 9
Legal Range27E
Legal Township43S
Legal Section28
Legal SubdivisionRIVER OAKS
Legal Tract02
Legal Block2
Legal Lot Number8,9
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionFORT MYERS SHORES
Census Block Group4
Census Block4015
Census Tract30300

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2340 GARDNER RD, ALVA, FL 33920-3814
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
May 13, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Jan 6, 2021Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 16, 2021Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2021 · Amount on Record
Deed SaleFeb 16, 2021 · Amount on Record
Prior SaleJan 6, 2021 · Amount on Record
Deed Document Number202148876
Prior Transfer DateJan 5, 2021
Prior Transfer Doc0000006069
Record UpdatedOct 29, 2026

May 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateMay 13, 2025
Property Address2340 GARDNER RD, ALVA, FL 33920-3814
Document Number0000129621
Map ReferenceMB 12 PG 133&134
Instrument DateMar 5, 2025
Instrument2025000129621
Transaction TypeTransfer
Record UpdatedApr 8, 2026
Title CompanyOLD FLORIDA TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2340 GARDNER RD, ALVA, FL 33920-3814

Transferred To (Grantee/Buyer)

NameVerified Name
Address2340 GARDNER RD, ALVA, FL 33920-3814

Mortgage

Document Number0000129622
DateMay 13, 2025
Instrument2025000129622
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateJan 6, 2021
Property Address2340 GARDNER RD, ALVA, FL 33920-3814
Document Number0000006069
Instrument DateJan 5, 2021
Instrument6069
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address19010 PERSIMMON RIDGE RD ALVA FL 339203436, ALVA, FL 33920-3436

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateFeb 16, 2021
Property Address2340 GARDNER RD, ALVA, FL 33920-3814
Document Number0000048876
Map ReferenceMB 12 PG 133&134
Instrument DateFeb 5, 2020
Instrument2021000048876
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyNOT AVAILABLE, OLD FLORIDA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19010 PERSIMMON RIDGE RD, 19010, ALVA, FL 33920-3436

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2340 GARDNER RD, ALVA, FL 33920-3814

Mortgage

Document Number0000048877
DateFeb 16, 2021
Instrument2021000048877
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,630 (+2.7%)$283,617 (+101.39%) Land $50,069 Building $233,548
2025$1,824.00 (+1.84%) Homeowner's exemption$140,828 (+0.08%) Land $49,418 Building $91,410$140,828 (-54.52%) Land $49,418 Building $91,410
2023$1,791.00 (-7.39%) Homeowner's exemption$140,714 (+3%)$309,616 (+49.69%) Land $48,956 Building $260,660
2022$1,934.00 Homeowner's exemption$136,616$206,836 Land $45,652 Building $161,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims50 (2001–2024)
Claims Outside the SFHA2 of 50
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 15 claims
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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