2401 Gardner Rd, Alva, FL 33920 Property Records

Lee County property record for 2401 Gardner Rd, Alva, FL 33920

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,384 sqft · built 2021
Lot Size1.18 acres (51,401 sqft)
Owner2 Individual Names on File
Last Sale$385,800 (Sep 2021)
Tax Bill$5,088 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Feb 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-43-27-00-00018.0030

Property Details

APN / Parcel Number

Primary APN28-43-27-00-00018.0030
Alternative APNs
  • 27284300000180030
  • 10548269

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,384 sqft Living Area
Gross Area2,957 sqft
1st Floor Area2,051 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof MaterialMetal
Lot Area51,401 sqft
Garage TypeAttached
Garage Area517 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Utility Building600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number10548269
Street Address2401 GARDNER RD
CityALVA
StateFL
Zip33920-3810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-2
Legal DescriptionN 162.69 FT OF W 1/2 OF SW 1/4 OF SE 1/4 OF NE 1/4 LESS RD R/W AS DESC IN INST#2007000316695
Legal Range27E
Legal Township43S
Legal Section28
Legal SubdivisionPALM BEACH TO RIVER / ALVA
Legal Tract00
Legal Block4
JurisdictionLEE FL
Township / Civil DivisionFORT MYERS SHORES
Census Block Group4
Census Block4011
Census Tract30300

Owner

2401 Gardner Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address2401 GARDNER RD, ALVA, FL 33920-3810
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CMG MORTGAGE INC
Feb 10, 2021Correction Deed
HYPERION TITLE
Sep 11, 2020Warranty Deed, Transfer
HYPERION TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2021 · Amount on File
Deed SaleSep 15, 2021 · Amount on File
Prior SaleFeb 10, 2021 · Amount on File
Deed Document Number2021304633
Prior Transfer DateFeb 2, 2021
Prior Transfer Doc0000043638
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 15, 2021
Property Address2401 GARDNER RD, ALVA, FL 33920-3810
Document Number0000304633
Instrument DateSep 1, 2021
Instrument2021000304633
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2023
Title CompanyHYPERION TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,700.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2311 SANTA BARBARA BLVD STE 111, 111, CAPE CORAL, FL 33991-4394

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 GARDNER RD, ALVA, FL 33920-3810
InvestorPossibly a Property Investor

Mortgage

Document Number0000304634
DateSep 15, 2021
Instrument2021000304634
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

February 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionLEE FL
Recording DateFeb 10, 2021
Property Address2401 GARDNER RD, ALVA, FL 33920-3810
Document Number0000043638
Instrument DateFeb 2, 2021
Instrument2021000043638
Record UpdatedFeb 10, 2023
Title CompanyHYPERION TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address13630 CALLINGTON DR, WELLINGTON, FL 33414-8534

Transferred To (Grantee/Buyer)

NameVerified Name
Address2311 SANTA BARBARA BLVD STE 111, 111, CAPE CORAL, FL 33991-4394

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 11, 2020
Property Address2401 GARDNER RD, ALVA, FL 33920-3810
Document Number0000215596
Instrument DateAug 20, 2020
Instrument215596
Transaction TypeTransfer
Record UpdatedOct 2, 2020
Title CompanyHYPERION TITLE

Transaction

AmountAmount on Record
Tax$371.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2311 SANTA BARBARA BLVD #111 CAPE CORAL FL 339914394, 111, CAPE CORAL, FL 33991-4394
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2401 Gardner Rd was $5,088 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$373,252 (+2.7%)$551,629 (+51.78%) Land $85,396 Building $466,233
2025$5,088.00 Homeowner's exemption$363,439 Land $86,935 Building $276,504$363,439 Land $86,935 Building $276,504
2023$6,604.00 (+2.91%) Homeowner's exemption$464,991 (+6.65%)$498,173 (+14.26%) Land $74,819 Building $423,354
2022$6,417.00 Homeowner's exemption$436,007 Land $43,660 Building $392,347$436,007 Land $43,660 Building $392,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2401 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 65 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims50 (2001–2024)
Claims Outside the SFHA2 of 50
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 15 claims
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2401 Gardner Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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