Middlesex County and Reading Town property record for 242 Summer Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,949 sqft · built 1910 |
| Lot Size | 0.208 acres (9,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Nov 2006) |
| Tax Bill | $12,855 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:015.0-0000-0231.0 |
| Primary APN | READ M:015.0-0000-0231.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,949 sqft Living Area |
| Gross Area | 6,595 sqft |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 1,301 sqft |
| Unfinished Basement | 1,301 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,056 sqft (0.208 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 500000000230 |
|---|---|
| Street Address | 242 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-3442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 334200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | House at 242 Summer Avenue listed 1984 · 1 contributing resources · NRIS 84002681 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 242 SUMMER AVE, READING, MA 01867-3442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Feb 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jan 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2006 · Amount on Record |
| Deed Sale | Nov 8, 2006 · Amount on Record |
| Prior Sale | Jul 31, 2000 · Amount on Record |
| Deed Document Number | 2006212695 |
| Deed Book / Page | 48464 / 413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 242 SUMMER AVE, READING, MA 01867-3442 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084798-323 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 84798/323 |
| Instrument | 131367 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 242 SUMMER AVE, READING, MA 01867-3442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 079641-572 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 79641/572 |
| Instrument | 19342 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 242 SUMMER AVE, READING, MA 01867-3442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76733-575 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 76733/575 |
| Instrument | 12918 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,855.00 (+1.53%) | $1,172,900 (+5.51%) Land $504,800 Building $668,100 | $1,290,462 (+0.24%) |
| 2025 | $12,661.00 (+1.16%) | $1,111,600 (+4.09%) Land $478,400 Building $633,200 | $1,287,345 (+6.04%) |
| 2024 | $12,516.00 (+3.25%) | $1,067,900 (+10.92%) Land $459,600 Building $608,300 | $1,214,005 |
| 2023 | $12,122.00 | $962,800 Land $414,300 Building $548,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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