Middlesex County and Reading Town property record for 245 Summer Ave, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 6.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 6,251 sqft Living Area |
| Lot Size | 20,399 sqft (0.468 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,850,000 (2024) |
| Tax Bill | $20,495.00 (2025) |
| Primary APN | READ M:015.0-0000-0043.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 15 Rooms |
| Building Area | 6,251 sqft Living Area |
| Gross Area | 9,234 sqft Gross Area |
| Basement Area | 2,005 sqft Basement |
| Unfinished Basement | 2,005 sqft Unfinished |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,399 sqft (0.468 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 390000000020 |
|---|---|
| Street Address | 245 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-3441 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:015.0-0000-0043.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 SUMMER AVE, READING, MA 01867-3441 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| Mar 18, 2019 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Jan 19, 2018 | Deed in Lieu of Foreclosure, Foreclosure |
| Mar 27, 2017 | Deed of Trust, Mortgage STEVEN A ROSS |
| Mar 27, 2017 | Quit Claim Deed, Transfer STEVEN A ROSS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2024 · Amount on Record |
| Deed Sale | Jun 14, 2024 · Amount on Record |
| Prior Sale | Mar 18, 2019 · Amount on Record |
| Deed Book / Page | 82887 / 428 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 245 SUMMER AVE, READING, MA 01867-3441 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082709-109 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 82709/109 |
| Instrument | 42550 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 18, 2019 |
| Property Address | 245 SUMMER AVE, READING, MA 01867-3441 |
| Document Number | 72344-18 |
| Book / Page | 072344 / 000018 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 32839 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 245 SUMMER AVE READING MA 018673441, READING, MA 01867-3441 |
| Document Number | 72344-22 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 072344/000022 |
| Instrument | 32840 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 19, 2018 |
| Property Address | 245 SUMMER AVE, READING, MA 01867-3441 |
| Document Number | 70528-511 |
| Book / Page | 070528 / 000511 |
| Instrument Date | Jan 05, 2018 |
| Instrument | 8772 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 06, 2018 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 83 SPEEN ST NATICK MA 017604168, NATICK, MA 01760-4168 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 245 SUMMER AVE, READING, MA 01867-3441 |
| Document Number | 69059-63 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Document Number | 69059-63 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 069059/000063 |
| Instrument | 44619 |
| Name | STEVEN A ROSS |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 27, 2017 |
| Property Address | 245 SUMMER AVE, READING, MA 01867-3441 |
| Document Number | 69059-42 |
| Book / Page | 069059 / 000042 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 44613 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 400 W CUMMINGS PARK #1725-145 WOBURN MA 018016579, 1725-1, WOBURN, MA 01801-6579 |
| Document Number | 69059-46 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 069059/000046 |
| Instrument | 44615 |
| Name | STEVEN A ROSS |
|---|
| Amount | Amount Recorded |
|---|
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,495.00 (+1.13%) | $1,799,400 (+4.07%) Land $521,200 Building $1,278,200 | $1,725,675 (+0.46%) |
| 2024 | $20,265.00 (+3.16%) | $1,729,100 (+10.82%) Land $500,700 Building $1,228,400 | $1,717,695 |
| 2023 | $19,644.00 | $1,560,300 Land $451,400 Building $1,108,900 |
245 Summer Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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