Middlesex County and Reading Town property record for 247 Summer Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 3,107 sqft · built 1920 |
| Lot Size | 0.452 acres (19,676 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (May 2022) |
| Tax Bill | $16,144 (2026) |
| Deeds & Mortgages | May 2024 Line of Credit Mar 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:015.0-0000-0044.0 |
| Primary APN | READ M:015.0-0000-0044.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,107 sqft Living Area |
| Gross Area | 6,281 sqft |
| Basement Area | 1,472 sqft |
| Unfinished Basement | 1,472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,676 sqft (0.452 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 390000000030 |
|---|---|
| Street Address | 247 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-3441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 247 SUMMER AVE, READING, MA 01867-3441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2024 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Oct 10, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA |
| May 10, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Apr 28, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 9, 2018 | Deed of Trust, Mortgage METRO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on Record |
| Deed Sale | May 10, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2014 |
| Deed Book / Page | 80104 / 355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 247 SUMMER AVE, READING, MA 01867-3441 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 082759-247 |
|---|---|
| Date | May 10, 2024 |
| Book Page | 82759/247 |
| Instrument | 48326 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 247 SUMMER AVE, READING, MA 01867-3441 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 077387-237 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 77387/237 |
| Instrument | 72002 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 247 SUMMER AVE, READING, MA 01867-3441 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 070050-412 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 70050/412 |
| Instrument | 163183 |
| Name | SANTANDER BANK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 10, 2022 |
| Property Address | 247 SUMMER AVE, READING, MA 01867-3441 |
| Document Number | 080104-355 |
| Book / Page | 80104 / 355 |
| Instrument Date | May 10, 2022 |
| Instrument | 70132 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 247 SUMMER AVE, READING, MA 01867-3441 |
| Document Number | 0000070133 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 70133 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 28, 2021 |
| Property Address | 247 SUMMER AVE, READING, MA 01867-3441 |
| Document Number | 077633-334 |
| Book / Page | 77633 / 334 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 96064 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 30, 2021 |
| Property Address | 247 SUMMER AVE, READING, MA 01867-3441 |
| Document Number | 077378-463 |
| Book / Page | 77378 / 463 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 71159 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 247 SUMMER AVE, READING, MA 01867-3441 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 247 SUMMER AVE, READING, MA 01867-3441 |
| Document Number | 70867-198 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Number | 70867-198 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 070867/000198 |
| Instrument | 50549 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 12, 2048 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,144.00 (+1.5%) | $1,473,000 (+5.49%) Land $547,000 Building $918,800 | $1,402,692 (-12.7%) |
| 2025 | $15,905.00 (+1.14%) | $1,396,400 (+4.08%) Land $518,400 Building $878,000 | $1,606,830 (+1.46%) |
| 2024 | $15,725.00 (+30.65%) | $1,341,700 (+40.35%) Land $498,000 Building $843,700 | $1,583,650 |
| 2023 | $12,036.00 | $956,000 Land $449,000 Building $507,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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