Middlesex County and Reading Town property record for 210 Summer Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 4,072 sqft · built 1927 |
| Lot Size | 0.495 acres (21,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Jan 2026) |
| Tax Bill | $14,946 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:015.0-0000-0224.0 |
| Primary APN | READ M:015.0-0000-0224.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 4,072 sqft Living Area |
| Gross Area | 7,330 sqft |
| 1st Floor Area | 552 sqft |
| Basement Area | 1,587 sqft |
| Unfinished Basement | 1,270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 21,580 sqft (0.495 acres) |
| Garage Type | Attached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 50000000008 |
|---|---|
| Street Address | 210 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town assessment roll, APN READ M:015.0-0000-0224.0, as of April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 210 SUMMER AVE, READING, MA 01867-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage M & T BANK |
| Jul 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2026 · Amount on Record |
| Deed Sale | Jan 28, 2026 · Amount on Record |
| Prior Sale | Aug 02, 2013 · Amount on Record |
| Deed Book / Page | 85166 / 64 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 28, 2026 |
| Property Address | 210 SUMMER AVE, READING, MA 01867-2826 |
| Document Number | 0085166-64 |
| Book / Page | 85166 / 64 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 9629 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 210 SUMMER AVE, READING, MA 01867-2826 |
| Document Number | 0000009630 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 9630 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Feb 01, 2031 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 210 SUMMER AVE, READING, MA 01867-2826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75234-184 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 75234/184 |
| Instrument | 124535 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Middlesex County and Reading Town assessment roll as of April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,946.00 (+1.17%) | $1,312,200 (+4.1%) Land $525,600 Building $786,600 | $1,480,860 (+5.35%) |
| 2024 | $14,773.00 (+3.24%) | $1,260,500 (+10.9%) Land $504,900 Building $755,600 | $1,405,715 |
| 2023 | $14,310.00 | $1,136,600 Land $455,300 Building $681,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 523 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MA3246000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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