247 Sand Flat Ln, Temple, TX 76502 Property Records

Bell County property record for 247 Sand Flat Ln, Temple, TX 76502 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2020
Square Footage2,598 sqft Living Area
Lot Size23,087 sqft (0.53 acres)
Garage739 sqft
OccupancyOwner Occupied
Last Sale$385,700 (2025)
Tax Bill$5,782.00 (2025)

Property Details

APN / Parcel Number

Primary APN0403709254
Alternative APNs
  • 484140
  • 840418

Interior

Building Area2,598 sqft Living Area
1st Floor2,598 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area23,087 sqft (0.53 acres)
Parking Spaces3 Parking Spaces
Garage Area739 sqft Garage
PorchOpen Porch

Location & Zoning

Street Address247 SAND FLAT LN
CityTEMPLE
StateTX
Zip76502-7291
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNORTH LAKE ESTATES, BLOCK 003, LOT 0012, ACRES .53
Legal SubdivisionNORTH LAKE ESTATES
Legal Block3
Legal Lot Number12
JurisdictionBELL TX
Minor Civil DivisionNORTHWEST BELL
Census Blockgroup3
Census Block3000
Census Tract20203

Owner

Source: Bell County records · APN 0403709254

Assessment roll updated February 9, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address247 SAND FLAT LN, TEMPLE, TX 76502-7291
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FEDERAL CREDIT UNION
Jun 17, 2021Deed of Trust, Mortgage · Commercial Mortgage
NATIONAL UNITED
May 17, 2022Vendor's Lien, Subdivision Related Transfer · Veterans Administration Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 30, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
FIRST GUARANTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2025 · Amount on Record
Deed SaleFeb 26, 2025 · Amount on Record
Prior SaleMay 17, 2022 · Amount on Record
Deed Doc Number20259009
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Recording DateMay 12, 2026
Property Address247 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number0000023122
Instrument DateMay 07, 2026
Instrument202623122
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address247 SAND FLAT LN, TEMPLE, TX 76502-7291

Mortgage

Document Number0000023122,
DateMay 12, 2026
Instrument202623122
Lender
NameELEMENTS FINANCIAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 07, 2051
Interest
Rate TypeAdjustable Rate
Rate3.99%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address247 SAND FLAT LN, TEMPLE, TX 76502-7291
Transaction TypeMortgage
Record UpdatedNov 15, 2022
Title CompanyCAROTHERS ABSTRACT AND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038409
DateJun 17, 2021
Instrument2021038409
Lender
NameNATIONAL UNITED
TypeBank
AddressGATESVILLE, TX 76528
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMay 17, 2022
Property Address247 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number0000031645
Map ReferencePL 143-A&B
Instrument DateMay 13, 2022
Instrument2022031645
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 15, 2022
Title CompanyCAROTHERS ABSTRACT AND TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address247 SAND FLAT LN, 247, TEMPLE, TX 76502-7291

Transferred To (Grantee/Buyer)

NameVerified Name
Address247 SAND FLAT LN, TEMPLE, TX 76502-7291

Mortgage

Document Number0000031646
DateMay 17, 2022
Instrument2022031646
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

September 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionBELL TX
Recording DateSep 30, 2020
Property Address247 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number0000052977
Instrument DateSep 29, 2020
Instrument52977
Transaction TypeConstruction Loan
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8702 ADAMS LN TEMPLE TX 765025158, TEMPLE, TX 76502-5158

Mortgage

Document Number0000052977
DateSep 30, 2020
Instrument52977
Lender
NameFIRST GUARANTY BK
TypeBank
AddressWACO, TX 76712-3801
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 29, 2021

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,782.00 (-18.57%)$570,733 (-0.7%) Land $58,000 Building $512,733$570,733 (-0.7%) Land $58,000 Building $512,733
2023$7,101.00 (+122.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$574,778 Land $58,000 Building $516,778$574,778 Land $58,000 Building $516,778
2022$3,186.00

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