Worcester County and Gardner City property record for 257 Pine St, Gardner, MA 01440 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1890 |
| Square Footage | 1,634 sqft Living Area |
| Lot Size | 10,846 sqft (0.249 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2026) |
| Tax Bill | $4,207.00 (2025) |
| Primary APN | M:P-22 B:0049 L:0046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,634 sqft Living Area |
| Gross Area | 2,808 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,846 sqft (0.249 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 257 PINE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2727 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 11 |
| Legal Lot Number | 46 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City records · APN M:P-22 B:0049 L:0046
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 257 PINE ST, GARDNER, MA 01440-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 29, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTY MORTGAGE INC |
| Jun 05, 2025 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage RADIUS FINANCIAL GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Jun 05, 2025 · Amount on Record |
| Deed Doc Number | 202643087 |
| Deed Book / Page | 73647 / 60 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | May 29, 2026 |
| Property Address | 257 PINE ST, GARDNER, MA 01440-2727 |
| Document Number | 0073647-60 |
| Book / Page | 73647 / 60 |
| Instrument Date | May 27, 2026 |
| Instrument | 202643087 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 257 PINE ST, GARDNER, MA 01440-2727 |
| Date | May 29, 2026 |
|---|
| Name | CROSSCOUNTY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jun 05, 2025 |
| Property Address | 257 PINE ST, GARDNER, MA 01440-2727 |
| Document Number | 072080-162 |
| Book / Page | 72080 / 162 |
| Instrument Date | Jun 04, 2025 |
| Instrument | 45200 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 257 PINE ST, GARDNER, MA 01440-2727 |
| Investor | Possibly a Property Investor |
| Document Number | 0000045202 |
|---|---|
| Date | Jun 05, 2025 |
| Instrument | 45202 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,207.00 (+0.48%) | $293,000 (+4.91%) Land $69,000 Building $224,000 | $277,495 |
| 2024 | $4,187.00 (+3.18%) | $279,300 (+11.01%) Land $62,800 Building $216,500 | |
| 2023 | $4,058.00 | $251,600 Land $61,900 Building $189,700 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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