242 Phillips Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 242 Phillips Rd, Schenectady, NY 12306

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,748 sqft · built 1934
Lot Size1.62 acres (70,567 sqft)
OwnerIndividual on Record
Tax Bill$3,816 (2025)
Deeds & MortgagesDec 2025 Transfer
Mar 2024 Transfer
Flood ZoneZone X (minimal risk)
APN422800 47.-5-10.1

Property Details

APN / Parcel Number

Primary APN422800 47.-5-10.1
Alternative APN
  • 280004700000050100010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,748 sqft Total Area
1st Floor Area1,000 sqft
2nd Floor Area748 sqft

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area70,567 sqft (1.62 acres)
Lot Dimensions234 ft deep x 301 ft wide
Garage TypeDetached
Garage Area680 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area1,651 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address242 PHILLIPS RD
CitySCHENECTADY
StateNY
Zip12306-5735
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeA-1
Legal DescriptionR,G3,APT 1.-47-24 & 47.00-5-10
Legal Block5
Legal Lot Number10.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1069
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address240 PHILLIPS RD, SCHENECTADY, NY 12306-5735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Intrafamily Transfer, Transfer
Mar 6, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 3, 2025
Transfer Doc0000029614
Record UpdatedJun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateDec 18, 2025
Property Address242 PHILLIPS RD, SCHENECTADY, NY 12306-5735
Document Number0000029614
Instrument DateDec 18, 2025
Instrument202529614
Transaction TypeTransfer
Record UpdatedJan 8, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address242 PHILLIPS RD, SCHENECTADY, NY 12306-5735

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 PHILLIPS RD, SCHENECTADY, NY 12306-5735

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateMar 6, 2024
Property Address242 PHILLIPS RD, SCHENECTADY, NY 12306-5735
Document Number0000013698
Book / Page2126 / 670
Instrument DateFeb 21, 2024
Instrument202413698
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address240 PHILLIPS RD, SCHENECTADY, NY 12306-5735

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 PHILLIPS RD, SCHENECTADY, NY 12306-5735

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,816.00$126,000 (-) Land $31,600 Building $94,400$193,800 (+10.74%) Land $48,604 Building $145,196
2024$126,000 (-) Land $31,600 Building $94,400$175,000 (+5.55%) Land $43,889 Building $131,111
2023$126,000 Land $31,600 Building $94,400$165,800 Land $41,582 Building $124,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims31 (1996–2026)
Claims Outside the SFHA12 of 31
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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